CTBC: Announcement of Credit Asset Transfer by Japanese Subsidiary The Tokyo Star Bank, Limited

1. Name and nature of the subject matter (for preferred shares, specify issuance terms such as dividend rate): Financial institution claims (loans)

2. Date of occurrence: 115/7/10 ~ 115/7/10

3. Board approval date: Not applicable

4. Other approval dates: Approval level: Credit Risk Committee of Tokyo Star Bank July 2, 115 (Minguo calendar)

5. Number of trading units, unit price, and total transaction amount: Number of units: Not applicable Unit price: Not applicable Total transaction amount: JPY 4,600,000,000

6. Counterparty and its relationship with the company (if the counterparty is a natural person and not a related party, name disclosure may be omitted): DDLP; non-related party

7. If the counterparty is a related party, disclose the reason for selecting such party, previous transferor, relationships among previous transferor, company, and counterparty, previous transfer date, and amount: Not applicable

8. If the ownership of the subject asset was held by a related party of the company within the past five years, disclose the date, price, and relationship with the company at the time of acquisition and disposal: Not applicable

9. Matters related to the disposal of claims (including types of collateral attached to disposed claims; if claims against related parties are involved, disclose the name and book value of such claims): Not applicable

10. Gain (or loss) on disposal (not applicable for acquisition of securities) (if deferred, provide a table showing recognition): None

11. Delivery or payment terms (including payment period and amount), contractual restrictions, and other important agreements: Payment terms: As stipulated in the contract. Other important agreements: As stipulated in the contract.

12. Method of determining the transaction, reference basis for pricing, and decision-making unit: Approved by the bank’s internal final review unit; terms based on contract and general market practices.

13. Net asset value per share of the securities-issuing company (if applicable): Not applicable

14. Cumulative holdings (including this transaction) of the securities involved, in quantity, amount, ownership percentage, and any restrictions on rights (e.g., pledge status): Not applicable

15. Ratio of securities investments (including this transaction) under Article 3 of the "Regulations on Acquisition or Disposal of Assets by Publicly Issued Companies" to total assets and equity attributable to owners of the parent in the latest financial statements, and the amount of working capital in the latest financial statements: Not applicable

16. Broker and brokerage fees: None

17. Specific purpose or use of the acquisition or disposal: To enhance the liquidity and flexibility of the loan asset portfolio.

18. Dissenting opinions from directors regarding this transaction: None

19. Whether this transaction is a related-party transaction: No

20. Date of auditor confirmation or audit committee approval: Not applicable

21. Whether accountants issued a non-unqualified opinion on this transaction: Not applicable

22. Name of accounting firm: Not applicable

23. Name of accountant: Not applicable

24. Accountant’s license number: Not applicable

25. Whether this involves a change in business model: No

26. Explanation of business model change: Not applicable

27. Transaction history with the counterparty in the past year and expected transactions in the next year: Not applicable

28. Source of funds: Not applicable

29. Previous date of material information disclosure regarding the same event: Not applicable

30. Other explanatory matters: This transaction is calculated based on the exchange rate as of 2026/7/8 (JPY/NTD 0.1978).