Kokoro no Company Partners with Shonai Bank and Hokuto Bank to Offer Elderly Care Services

Kokoro no Company Inc. (Chiyoda-ku, Tokyo; CEO: Kazuhiro Migaki) entered into a business alliance on February 19, 2026, with Shonai Bank (Yamagata City, Yamagata) and Hokuto Bank (Akita City, Akita), both subsidiaries of Fidea Holdings Co., Ltd. Through this alliance, the company will offer 'Oyatoko' and 'Ohisapo' services to the banks' customers.

### Service Details

**1. 'Oyatoko': Family Trust Service to Protect Parents from Asset Freezing** Addressing the social issue where dementia prevents the withdrawal of savings or the sale of homes, 'Oyatoko' combines expert consulting on family trusts with Japan's first SaaS product for easy management of entrusted assets via an app.

**2. 'Ohisapo': Support for Single Seniors in Place of Family** Designed for seniors who do not have children or prefer not to burden their family, 'Ohisapo' provides a '7-item set' consisting of monitoring, administrative support, identity guarantee, asset management, voluntary guardianship, dignity death declarations, and post-death administrative support.

### Background and Outlook Shonai Bank and Hokuto Bank are scheduled to merge in January 2027 to form 'Fidea Bank.' Kokoro no Company will work alongside both banks to tackle the immense social challenges of asset freezing and single-senior support in the aging communities of Yamagata and Akita prefectures.