決済動向（6月）

本件の対外公表は7月31日(金)11時 Not to be released until 11:00 am. on Friday, July 31, 2026.

July 31, 2026 2026年7月31日 Payment and Settlement Systems Department 日本銀行 決済機構局 Bank of Japan

決済動向（２０２６年６月）

PAYMENT AND SETTLEMENT STATISTICS (June 2026)

本資料は、わが国における「決済」活動を把握するために必要な主要指標を編集・掲載したもの。 統計作成機関名の表示のない指標は日本銀行調べ。 資料に関するお問い合わせは以下までお寄せ下さい。 日本銀行 決済機構局 電話: 03-3279-1111 E-mail: [email protected]

Payment and settlement statistics collects data which are essential for understanding the payment and settlement activities in Japan. Statistics without data sources are compiled by the Bank of Japan. For inquiries, please contact the following section. Payment and Settlement Systems Department, Bank of Japan Tel: +81-3-3279-1111 E-mail: [email protected] 目 次 頁 Ⅰ．日本銀行における決済関連計数 １. 日銀当座預金決済 ···························································································· 1 1-1 日銀当座預金決済 1-2 業態別日銀当座預金決済 1-3 日中当座貸越残高 ２. 日銀ネット利用先数 ························································································· 3 ３. 国債振決口座振替決済 ··········································································· 4 3-1 国債振決口座振替決済 3-2 国債DVP（時間帯毎決済進捗） Ⅱ．民間決済システム関連計数 １. 手形交換高（電子交換所） ············································································· 6 ２. 全銀システム取扱高 ························································································· 7 2-1 全銀システム取扱高 2-2 大口内為取引の決済 2-3 小口内為取引の決済 2-4 小口内為取引の決済:コアタイムシステム取扱分 2-5 小口内為取引の決済:モアタイムシステム取扱分 ３. 外為円決済交換高 ···························································································· 11 ４. 民間証券・デリバティブ決済システム ································································ 12 4-1 清算機関の日銀当座預金決済 4-2 証券集中保管機関の日銀当座預金DVP決済 Ⅲ．電子マネー 14 ···························································································································· Ⅳ．デビットカード 15 ······················································································································ 参考（その他の決済関連計数の入手先） ······································································· 16

CONTENTS page I. BOJ-NET 1. BOJ-NET Funds Transfer System ············································································· 1 1-1 Settlement via BOJ Current Accounts 1-2 Settlement via BOJ Current Accounts by Sector 1-3 Intraday Overdrafts 2. Number of Participants in BOJ-NET ········································································· 3 3. BOJ-NET JGB Services ························································································· 4 3-1 JGB Settlement in the Book-Entry System 3-2 DVP for JGB Settlement (cumulative share of transactions settled) II. Private Clearing and Settlement Systems 1. The Electronic Clearing House's Bill and Check Clearing System ······································· 6 2. Zengin System ···································································································· 7 2-1 Transactions in the Zengin System 2-2 Large-value Transactions in the Zengin System 2-3 Small-value Transactions in the Zengin System 2-4 Small-value Transactions in the Zengin System: Core Time System 2-5 Small-value Transactions in the Zengin System: More Time System 3. Foreign Exchange Yen Clearing System ····································································· 11 4. Private Clearing and Settlement Systems for Securities and Derivatives ······························ 12 4-1 Settlement via BOJ Current Accounts in the Central Counterparties 4-2 DVP Settlement via BOJ Current Accounts in the Central Securities Depository III. Electronic Money ······················································································································· 14 IV. Debit Card ······················································································································· 15 Reference (other payment and settlement data) ···································································· 16 Ⅰ．日本銀行における決済関連計数 BOJ-NET １．日銀当座預金決済 BOJ-NET Funds Transfer System 1 1-1 日銀当座預金決済（1営業日平均） 1 Settlement via BOJ Current Accounts (daily average) (件、兆円、括弧内は前年比<％>) (Cases, trillion yen, (a))

2 3 当預振替等 集中決済 Settlement for Private 年・月 件 数 金 額 Funds Transfers 2 4 Clearing Systems3 その他 コール 5 大口内為 外為円 全銀 国債DVP 手形交換 6 取引等 取引 取引 システム Large-value DVP for Foreign Bill and Transactions Year, Call Market JGB Exchange Check Zengin Volume Value in the Others4 month Transactions Transac- Yen Clearing System6 Zengin tions5 Transactions System System 2023 83,311 ( +7.2 ) 234.7 ( +13.4 ) 97.6 94.4 10.5 22.2 0.2 1.0 8.9 2024 89,998 ( +8.0 ) 233.8 ( -0.3 ) 91.1 95.9 11.4 24.7 0.2 1.1 9.5 2025 94,602 ( +5.1 ) 232.6 ( -0.5 ) 88.6 94.2 12.9 26.2 0.2 1.2 9.4 25/ 6 92,851 ( +2.5 ) 229.6 ( -1.5 ) 89.2 90.8 12.5 25.4 0.3 1.4 10.0 7 90,884 ( +1.6 ) 218.7 ( -3.2 ) 87.3 86.0 11.7 24.1 0.2 1.0 8.4 8 90,703 ( +2.7 ) 220.1 ( -2.9 ) 87.3 87.3 11.9 23.3 0.2 1.1 9.0 9 96,438 ( +2.4 ) 230.9 ( -3.7 ) 88.0 90.6 13.4 27.5 0.2 1.0 10.1 10 93,394 ( +7.3 ) 228.9 ( +3.6 ) 85.9 95.9 12.3 25.1 0.1 1.1 8.4 11 97,797 ( +9.9 ) 233.8 ( +6.0 ) 87.2 94.9 13.3 27.2 0.2 1.2 9.9 12 96,519 ( +6.1 ) 234.8 ( +4.6 ) 87.3 96.8 13.5 26.8 0.2 1.6 8.6 26/ 1 100,992 ( +7.2 ) 243.6 ( -0.6 ) 89.9 99.7 14.4 28.2 0.2 1.1 10.2 2 99,175 ( +4.3 ) 240.2 ( +2.0 ) 90.9 96.3 13.9 27.2 0.1 1.2 10.4 3 103,161 ( +4.0 ) 255.3 ( +4.4 ) 97.2 96.7 17.2 32.4 0.2 1.1 10.6 4 95,496 ( +1.3 ) 251.5 ( +3.6 ) 95.5 99.0 14.6 30.8 0.1 1.2 10.3 5 100,790 ( +6.5 ) 251.5 ( +10.2 ) 96.2 99.5 16.1 28.9 0.2 1.2 9.5 6 97,232 ( +4.7 ) 244.0 ( +6.3 ) 96.5 91.9 15.0 29.0 0.1 1.5 10.0

(注) 1. 日本銀行取引先である金融機関等の資金取引等に伴う日本銀行の当座預金における資金移動を指す。件数・金額は、 実際の資金移動に対応する決済指図の件数・金額を「片道ベース」の計数（振替であれば、入金または引落のいずれ か）として集計。「片道ベース」の基本的な考え方については、以下の計表においても同様。 2. 取引先間の当座預金振替等（コール取引等、国債DVP＜国債資金同時受渡＞、大口内為取引＜1件1億円以上の大口の内 国為替取引＞および外為円取引にかかる資金の決済）。コール取引等には、国債以外の証券のDVP決済などが含まれ る。 3. 民間の集中決済制度（手形交換、全銀システム＜内国為替決済＞）にかかる資金の決済。件数・金額は、日銀当座預 金における制度参加者による入金および引落の合計。 4. その他の決済（日本銀行と取引先の間のオペ＜国債系オペを除く＞や銀行券の受払等）。 5. 国債系オペ等にかかるDVP決済を含む。 6. 2018年10月9日以降は、既存システム（「コアタイムシステム」、通常平日8時30分から15時30分に稼動）の稼動時間 外に稼動する「モアタイムシステム」が稼動開始し全銀システムが24/7化したため、夜間・早朝及び休日の取引を含 む。 Notes: 1. Settlement via current accounts at the Bank of Japan (BOJ current accounts) arising from, among others, funds transfers between current account holders. Each instruction is counted once in calculating volume and value, i.e., the debit from the payer's account and the credit to the payee's account are not counted separately. This methodology for counting transactions is also used in the following tables. 2. Funds transfers between current account holders related to call market transactions, delivery-versus-payment (DVP) for Japanese government bonds (JGBs) transactions, large-value transactions (transactions equal to or larger than 100 million yen) in the Zengin System, and foreign exchange yen transactions. Call market transactions include funds transfers related to other market transactions (e.g., DVP for non-JGBs). 3. Settlement of net positions resulting from private clearing systems (the Bill and Check Clearing System and the Zengin System). The aggregate value of credits and debits posted to BOJ current accounts. 4. Funds transfers between a current account holder and the Bank of Japan related to the Bank's money market operations (exclude JGB-related operations) and the delivery and receipt of banknotes and coins. 5. DVP settlement resulting from JGB-related operations is included. 6. On October 9, 2018, the Zengin System started its 24/7 operation by launching the "More Time System" running in addition to the operation hours of the original system ("Core Time System", regularly running from 8:30 to 15:30 on weekdays). Transactions during night and morning time, weekends and holidays are included thereafter. (a) Figures in parentheses are year-on-year percentage changes.

1 1 1-2 業態別日銀当座預金決済（1営業日平均） 1 Settlement via BOJ Current Accounts by Sector (daily average) (件、億円、％) (Cases, 100 million yen, %) 件 数 シェア 金 額 シェア Volume Share Value Share 都 銀 City Banks 34,953 35.9 543,445 22.3 地 銀 Regional Banks 4,341 4.5 135,887 5.6 地銀Ⅱ2 Regional Banks II2 1,009 1.0 14,792 0.6 信 託 Trust Banks 6,897 7.1 348,115 14.3 外 銀 Foreign Banks 16,045 16.5 212,473 8.7 信 金 Shinkin Banks 1,101 1.1 3,177 0.1 短 資 Money Market Dealers 2,144 2.2 199,302 8.2 2 2 証 券 Securities Companies 8,695 8.9 251,700 10.3 その他とも合計 Total Including Others 97,232 100.0 2,439,889 100.0

1-3 日中当座貸越残高 Intraday Overdrafts (兆円、括弧内は前年比<％>) (Trillion yen, (a)) 年・月 日中ピーク残高の月中平均値3 Year, Monthly average of the daily peak month of outstanding balance3 2023 12.9 ( +10.3 ) 2024 13.6 ( +5.4 ) 2025 14.4 ( +6.5 ) 25/ 6 13.6 ( -1.9 ) 7 13.0 ( -5.5 ) 8 14.8 ( +10.0 ) 9 13.8 ( -2.3 ) 10 14.5 ( +11.5 ) 11 15.6 ( +17.6 ) 12 14.6 ( +11.5 ) 26/ 1 16.9 ( +12.3 ) 2 16.2 ( +1.9 ) 3 15.7 ( +5.7 ) 4 15.8 ( +14.0 ) 5 17.7 ( +26.6 ) 6 16.4 ( +20.3 )

(注) 1. 件数・金額は「片道ベース」。 2. 「地銀Ⅱ」は第二地方銀行協会加盟の地方銀行、「証券」は金融商品取引法上の有価証券関連業を行う第一種金融商品 取引業者（以下の計表においても同様）。 3. 日中ピーク残高の月中平均値は、当該月中各営業日の日中10分毎に算出した当座貸越残高のうち、最高額（日中ピーク 残高）の月中平均値を指す。国債DVP同時担保受払機能を用いた当座貸越を含むベース。 Notes: 1. Each instruction is counted once in calculating volume and value. 2. "Regional Banks II" refers to member banks affiliated with the Second Association of Regional Banks. "Securities Companies" refers to firms which conduct securities-related business activities among those classified as Type I Financial Instruments Business in the Financial Instruments and Exchange Act. These definitions are also used in the following tables. 3. Monthly average of the daily peak of outstanding balance within intraday overdrafts incurred in BOJ current accounts (measured every 10 minutes). Figures include intraday overdrafts incurred for settlement of DVP for JGB transactions using simultaneous processing of DVP and collateralization (SPDC). (a) Figures in parentheses are year-on-year percentage changes.

2 ２．日銀ネット利用先数 Number of Participants in BOJ-NET

都 銀 地 銀 地銀Ⅱ 信 託 外 銀 信 金 証 券 生損保 その他2 合 計 City Regional Regional Trust Foreign Shinkin Securities Insurance 2 Others Total Banks Banks Banks II Banks Banks Banks Companies Companies 1 利用先数 5 61 34 11 47 229 55 5 42 489 Number of Participants1

当座預金 Current Accounts 5 61 34 11 47 229 35 － 38 460

外 為 円 Foreign Exchange Yen Settlement 4 0 1 3 12 1 － － 6 27

国 債 5 61 34 11 26 29 54 5 37 262 JGB Services

(注) 1. 利用先数は、当座預金、外為円、国債のいずれかの事務で日銀ネットを利用している先の数（法人ベース、月末現 在）。 2. 組合中央機関、証券金融会社、金融商品取引清算機関、短資会社等。 Notes: 1. Institutions participating in BOJ-NET for funds transfers via BOJ current accounts, receiving foreign exchange yen settlement services, or receiving Japanese government bonds (JGB) services are counted. The figures are as of the end of month. 2. Affiliated financial institutions, securities finance companies, financial instruments clearing organizations, and money market dealers, etc.

3 ３．国債振決口座振替決済 BOJ-NET JGB Services 3-1 国債振決口座振替決済（額面、1営業日平均）1,2 1,2 JGB Settlement in the Book-Entry System (face value, daily average) (1) 件数 (件、括弧内は前年比<％>) Volume (Cases, (a))

年・月 振替件数 うちDVP うち同時担保受払3 Year, 3 Volume DVP SPDC month 2023 31,527 ( +13.6 ) 25,658 ( +14.4 ) 23,611 ( +12.9 ) 2024 35,161 ( +11.5 ) 28,688 ( +11.8 ) 26,454 ( +12.0 ) 2025 37,413 ( +6.4 ) 30,500 ( +6.3 ) 28,071 ( +6.1 ) 25/ 6 36,429 ( +1.4 ) 29,448 ( +1.1 ) 27,088 ( +1.0 ) 7 35,566 ( +0.1 ) 28,963 ( -0.0 ) 26,742 ( -0.0 ) 8 35,421 ( -0.4 ) 29,002 ( +0.5 ) 26,926 ( +1.6 ) 9 36,947 ( +1.8 ) 29,839 ( +0.7 ) 27,514 ( +0.7 ) 10 37,703 ( +9.2 ) 30,966 ( +9.7 ) 28,520 ( +9.5 ) 11 38,040 ( +9.0 ) 31,221 ( +9.3 ) 28,726 ( +8.2 ) 12 38,447 ( +10.1 ) 31,676 ( +11.1 ) 29,147 ( +10.3 ) 26/ 1 40,780 ( +8.0 ) 33,362 ( +8.4 ) 30,065 ( +5.7 ) 2 39,289 ( +3.4 ) 32,109 ( +3.5 ) 28,984 ( +1.7 ) 3 38,737 ( +1.6 ) 31,442 ( +2.3 ) 28,543 ( +1.7 ) 4 38,335 ( -1.7 ) 31,436 ( -0.9 ) 28,717 ( -1.2 ) 5 39,141 ( +3.7 ) 32,032 ( +4.2 ) 29,274 ( +3.7 ) 6 38,293 ( +5.1 ) 31,172 ( +5.9 ) 28,426 ( +4.9 )

(2) 金額 (億円、括弧内は前年比<％>) Value (100 million yen, (a))

年・月 振替金額 うちDVP うち同時担保受払3 Year, Value DVP SPDC3 month 2023 1,311,770 ( +18.8 ) 955,480 ( +23.6 ) 896,003 ( +21.4 ) 2024 1,442,952 ( +10.0 ) 988,793 ( +3.5 ) 931,510 ( +4.0 ) 2025 1,500,930 ( +4.0 ) 1,012,835 ( +2.4 ) 960,195 ( +3.1 ) 25/ 6 1,453,841 ( -2.6 ) 970,593 ( -4.6 ) 921,310 ( -3.5 ) 7 1,376,100 ( -4.2 ) 924,856 ( -5.4 ) 882,060 ( -4.4 ) 8 1,401,407 ( -4.5 ) 942,311 ( -4.4 ) 900,049 ( -2.7 ) 9 1,489,083 ( -2.9 ) 986,332 ( -2.5 ) 934,751 ( -2.1 ) 10 1,511,536 ( +6.7 ) 1,038,390 ( +10.2 ) 986,412 ( +10.6 ) 11 1,505,480 ( +6.0 ) 1,034,031 ( +10.0 ) 981,250 ( +9.7 ) 12 1,561,729 ( +11.1 ) 1,067,430 ( +15.0 ) 1,014,264 ( +14.5 ) 26/ 1 1,597,951 ( +1.9 ) 1,115,383 ( +5.2 ) 1,046,193 ( +4.3 ) 2 1,578,728 ( +2.0 ) 1,085,622 ( +4.9 ) 1,023,997 ( +4.9 ) 3 1,594,036 ( +2.0 ) 1,075,248 ( +4.2 ) 1,015,551 ( +5.0 ) 4 1,585,417 ( +1.7 ) 1,108,819 ( +5.3 ) 1,047,707 ( +5.4 ) 5 1,624,817 ( +9.2 ) 1,125,430 ( +10.6 ) 1,070,873 ( +10.7 ) 6 1,517,739 ( +4.4 ) 1,040,284 ( +7.2 ) 982,751 ( +6.7 )

(注) 1. 件数・金額は「片道ベース」。 2. 振決口座振替とは、日本銀行にある国債振替決済制度の振替口座簿における口座振替を指す。 3. 同時担保受払とは、日本銀行が提供する国債DVP同時担保受払機能を用いた口座振替を指す。 Notes: 1. Each instruction is counted once in calculating volume and value. 2. JGB settlement in the Book-Entry System refers to transfers between securities accounts in the Transfer Account Books at the Bank of Japan. 3. JGB settlement using simultaneous processing of DVP and collateralization (SPDC). (a) Figures in parentheses are year-on-year percentage changes.

4 3-2 国債DVP（時間帯毎決済進捗）1,2 DVP for JGB Settlement (cumulative share of transactions settled)1,2 (1) 件数 Volume (%) 年・月 ～9時 ～10時 ～11時 ～12時 ～13時 ～14時 ～15時 ～16時 ～18時 ～業務終了

- end of Year, - 9:00 - 10:00 - 11:00 - 12:00 - 13:00 - 14:00 - 15:00 - 16:00 - 18:00 daily month operations 2023 0.4 63.1 69.8 89.1 94.3 95.1 100.0 100.0 100.0 100.0 2024 0.2 63.2 69.9 90.2 93.7 94.1 100.0 100.0 100.0 100.0 2025 0.2 65.0 72.2 92.5 93.8 93.9 100.0 100.0 100.0 100.0 25/ 6 0.1 65.2 72.2 92.4 93.5 93.6 100.0 100.0 100.0 100.0 7 0.2 65.0 71.4 92.5 93.6 93.8 100.0 100.0 100.0 100.0 8 0.3 67.0 73.1 94.1 94.8 94.9 100.0 100.0 100.0 100.0 9 0.2 65.9 72.7 92.2 93.1 93.2 100.0 100.0 100.0 100.0 10 0.3 65.2 71.9 92.6 93.7 93.8 100.0 100.0 100.0 100.0 11 0.2 66.1 72.6 92.9 93.7 93.8 100.0 100.0 100.0 100.0 12 0.2 66.0 72.8 92.3 93.4 93.5 100.0 100.0 100.0 100.0 26/ 1 0.3 64.4 71.8 89.8 91.4 91.6 100.0 100.0 100.0 100.0 2 0.2 64.9 71.6 88.8 90.5 90.6 100.0 100.0 100.0 100.0 3 0.4 65.4 72.7 89.1 90.7 90.8 100.0 100.0 100.0 100.0 4 0.2 67.0 74.1 90.0 91.2 91.4 100.0 100.0 100.0 100.0 5 0.2 66.4 73.0 89.7 90.8 90.9 100.0 100.0 100.0 100.0 6 0.1 65.9 72.8 90.1 91.3 91.4 100.0 100.0 100.0 100.0

(2) 金額 Value (%) 年・月 ～9時 ～10時 ～11時 ～12時 ～13時 ～14時 ～15時 ～16時 ～18時 ～業務終了

- end of Year, - 9:00 - 10:00 - 11:00 - 12:00 - 13:00 - 14:00 - 15:00 - 16:00 - 18:00 daily month operations 2023 0.3 57.7 65.3 80.4 93.5 95.2 99.9 100.0 100.0 100.0 2024 0.2 61.0 69.0 85.4 93.7 94.5 100.0 100.0 100.0 100.0 2025 0.2 66.9 75.3 92.4 94.4 94.6 100.0 100.0 100.0 100.0 25/ 6 0.1 67.7 75.5 92.7 94.2 94.4 100.0 100.0 100.0 100.0 7 0.2 67.1 74.2 92.5 94.2 94.4 100.0 100.0 100.0 100.0 8 0.3 69.9 76.7 94.7 95.8 95.9 100.0 100.0 100.0 100.0 9 0.2 68.0 76.1 92.4 94.0 94.2 100.0 100.0 100.0 100.0 10 0.2 67.6 75.8 92.7 94.1 94.3 100.0 100.0 100.0 100.0 11 0.2 68.9 76.4 93.3 94.5 94.7 100.0 100.0 100.0 100.0 12 0.2 67.7 75.7 92.7 94.2 94.4 100.0 100.0 100.0 100.0 26/ 1 0.4 67.1 75.4 90.3 92.6 92.9 100.0 100.0 100.0 100.0 2 0.2 66.9 74.5 89.1 91.4 91.7 100.0 100.0 100.0 100.0 3 0.3 66.4 74.6 88.8 91.4 91.7 100.0 100.0 100.0 100.0 4 0.2 68.1 76.4 89.9 91.9 92.1 100.0 100.0 100.0 100.0 5 0.4 68.3 76.1 89.8 91.2 91.4 100.0 100.0 100.0 100.0 6 0.3 67.8 76.1 90.3 91.9 92.2 100.0 100.0 100.0 100.0

(注) 1. 国債振決口座振替決済のうちDVP決済のみの計数。 2. 決済時間帯は8時30分から21時（通常日）。 Notes: 1. Calculated based on DVP settlement in the JGB Book-Entry System. 2. Operating hours of the system on regular business days are from 8:30 to 21:00.

5 Ⅱ．民間決済システム関連計数 Private Clearing and Settlement Systems 1 １．手形交換高（電子交換所） 1 The Electronic Clearing House's Bill and Check Clearing System (千枚、億円、括弧内は前年比<％>) (Thousands, 100 million yen, (a)) 手形交換高 日銀当座預金における決済状況

Net Positions Settled Volume and Value of Bills/Checks Exchanged via BOJ Current Accounts 個別行ネット 年・月 決済額ピーク3 交換枚数 交換金額 1枚当り ピーク日 ピーク日 決済金額2 Peak Value of （1営業日平均） （1営業日平均） 金額 交換枚数 交換金額 （1営業日平均） the Individual Bank's (千円) Net Position 3

最大 最大 受超額 払超額 2 Year, Volume Value Value per Peak Peak Value Largest Largest month (daily average) (daily average) Bill/Check Volume Value (daily average) Net Credit Net Debit (b) Position Position 2023 129 ( -7.1 ) 3,797 ( -6.5 ) 2,932 579 26,389 2,182 ( -11.0 ) 4,377 5,603 2024 107 ( -17.4 ) 3,303 ( -13.0 ) 3,086 461 17,464 2,041 ( -6.5 ) 4,715 4,356 2025 82 ( -23.2 ) 2,840 ( -14.0 ) 3,454 421 14,484 1,963 ( -3.8 ) 3,177 3,551 25/ 6 92 ( -0.9 ) 3,502 ( +12.3 ) 3,782 302 11,548 2,536 ( +23.8 ) 2,674 2,247 7 82 ( -32.8 ) 2,454 ( -24.5 ) 2,979 264 10,086 1,875 ( +0.1 ) 2,267 1,216 8 63 ( -22.6 ) 2,273 ( -8.0 ) 3,597 108 4,020 1,686 ( +8.5 ) 1,184 779 9 83 ( -29.8 ) 3,130 ( -15.0 ) 3,730 265 14,484 2,013 ( -6.2 ) 1,792 1,699 10 66 ( -27.8 ) 2,331 ( -9.3 ) 3,504 224 8,115 1,443 ( -14.8 ) 1,899 973 11 62 ( -24.0 ) 2,310 ( -2.3 ) 3,723 109 12,394 1,937 ( +32.0 ) 2,709 3,509 12 75 ( -29.4 ) 2,405 ( -20.7 ) 3,196 233 9,823 1,917 ( -3.2 ) 2,508 1,505 26/ 1 60 ( -46.1 ) 2,202 ( -35.2 ) 3,619 214 5,375 1,530 ( -20.2 ) 1,386 1,255 2 61 ( -39.3 ) 2,005 ( -29.6 ) 3,279 195 5,784 1,337 ( -16.4 ) 1,172 1,216 3 62 ( -32.5 ) 1,989 ( -36.8 ) 3,202 198 6,761 1,636 ( -20.7 ) 1,691 1,093 4 43 ( -47.9 ) 1,163 ( -59.8 ) 2,661 133 4,148 1,008 ( -51.8 ) 1,163 1,389 5 39 ( -46.7 ) 2,405 ( -30.4 ) 6,090 71 12,341 1,707 ( -30.7 ) 3,633 1,174 6 41 ( -54.7 ) 1,497 ( -57.2 ) 3,570 112 4,367 1,491 ( -41.2 ) 2,181 3,062 出所：全国銀行協会、日本銀行 Sources: Japanese Bankers Association; Bank of Japan.

(注) 1. 枚数・金額は「片道ベース」。2022年11月4日に電子交換所での手形交換が開始。 2. 日銀当座預金における決済金額は、受超額および払超額の合計。 3. 個別行ネット決済額ピークとは、月中（あるいは年中）各営業日の個別行の受超額または払超額の最大値。 Notes: 1. Each instruction is counted once in calculating volume and value. The Electronic Clearing House launched bill and check clearing services on November 4, 2022. 2. The aggregate value of credits and debits posted to BOJ current accounts. 3. The maximum value of the individual bank's net credit or debit positions that are recorded during a month or year. (a) Figures in parentheses are year-on-year percentage changes. (b) Thousand yen.

6 ２．全銀システム取扱高 Zengin System 1,2 2-1 全銀システム取扱高 Transactions in the Zengin System1,2 (千件、億円、括弧内は前年比<％>) (Thousands, 100 million yen, (a)) 3 3 3 ピーク日 ピーク日 年・月 取扱件数 取扱金額 1件当り金額 4 4 （1営業日平均） （1営業日平均） (千円) 取扱件数 取扱金額 3 3 Value per Year, Volume Value 3 4 4 month Transaction Peak Volume Peak Value (daily average) (daily average) (thousand yen) 2023 8,049 ( +4.4 ) 143,718 ( +5.1 ) 1,786 31,814 776,639 2024 8,609 ( +7.0 ) 155,660 ( +8.3 ) 1,808 32,947 789,959 2025 9,096 ( +5.7 ) 172,684 ( +10.9 ) 1,898 36,278 904,364 25/ 6 9,660 ( +4.2 ) 171,364 ( +9.6 ) 1,774 36,278 807,618 7 8,201 ( +1.5 ) 157,207 ( +4.1 ) 1,917 27,553 648,140 8 9,144 ( +10.8 ) 159,827 ( +9.8 ) 1,748 27,062 636,253 9 9,027 ( +0.9 ) 179,482 ( +4.2 ) 1,988 28,638 797,431 10 8,731 ( +5.4 ) 164,836 ( +14.1 ) 1,888 28,628 671,488 11 9,269 ( +12.4 ) 179,764 ( +21.4 ) 1,939 30,059 722,901 12 10,333 ( +1.3 ) 185,223 ( +8.6 ) 1,793 29,952 392,682 26/ 1 8,989 ( +3.3 ) 190,527 ( +10.2 ) 2,120 27,345 666,786 2 10,261 ( +4.5 ) 188,141 ( +10.2 ) 1,833 32,376 711,332 3 9,279 ( +2.8 ) 220,415 ( +13.5 ) 2,376 29,437 973,168 4 9,363 ( +5.0 ) 192,386 ( +12.1 ) 2,055 30,973 783,459 5 9,495 ( +13.4 ) 207,783 ( +24.5 ) 2,188 27,891 730,718 6 9,764 ( +1.1 ) 198,429 ( +15.8 ) 2,032 33,209 822,389 出所：全国銀行資金決済ネットワーク Source: Japanese Banks' Payment Clearing Network. 1 2-2 大口内為取引の決済 Large-value Transactions in the Zengin System1 (件、億円、括弧内は前年比<％>) (Cases, 100 million yen, (a)) 決済件数 決済金額 ピーク日 ピーク日 年・月 1件当り金額 （1営業日平均） （1営業日平均） 決済件数 決済金額 Year, Volume Value Value per Peak Volume Peak Value month (daily average) (daily average) Transaction 2023 11,282 ( +4.5 ) 104,775 ( +5.3 ) 9.3 65,256 559,621 2024 12,015 ( +6.5 ) 114,237 ( +9.0 ) 9.5 64,070 585,319 2025 12,960 ( +7.9 ) 128,523 ( +12.5 ) 9.9 73,888 657,900 25/ 6 12,761 ( +9.2 ) 125,079 ( +10.2 ) 9.8 62,707 547,843 7 11,865 ( +2.2 ) 116,680 ( +5.4 ) 9.8 55,754 426,288 8 11,933 ( +9.0 ) 119,179 ( +9.7 ) 10.0 52,523 435,559 9 13,867 ( +4.2 ) 134,164 ( +4.4 ) 9.7 65,572 568,462 10 12,169 ( +10.5 ) 123,440 ( +16.2 ) 10.1 57,751 440,264 11 13,177 ( +15.7 ) 133,338 ( +23.4 ) 10.1 56,326 501,751 12 13,308 ( +4.2 ) 135,097 ( +10.4 ) 10.2 30,322 294,325 26/ 1 14,079 ( +4.7 ) 144,182 ( +12.8 ) 10.2 55,568 453,065 2 14,073 ( +8.1 ) 139,339 ( +11.2 ) 9.9 57,152 492,116 3 16,047 ( +8.0 ) 171,729 ( +15.4 ) 10.7 77,570 721,494 4 13,964 ( +9.1 ) 145,629 ( +13.7 ) 10.4 66,069 526,963 5 14,847 ( +18.4 ) 160,604 ( +26.9 ) 10.8 58,533 512,076 6 13,751 ( +7.8 ) 150,466 ( +20.3 ) 10.9 64,840 565,196

(注) 1. 件数・金額は「片道ベース」。 2. 2018年10月9日以降は、既存システム（「コアタイムシステム」、通常平日8時30分から15時30分に稼動）の稼動時間 外に稼動する「モアタイムシステム」が稼動開始し全銀システムが24/7化したため、夜間・早朝及び休日の取引を含 む。 3. 発信日基準。「モアタイムシステム」取扱分は決済日基準。 4. 決済日基準。 Notes: 1. Each instruction is counted once in calculating volume and value. 2. On October 9, 2018, the Zengin System started its 24/7 operation by launching the "More Time System" running in addition to the operation hours of the original system ("Core Time System", regularly running from 8:30 to 15:30 on weekdays). Transactions during night and morning time, weekends and holidays are included thereafter. 3. Instructions transmitted to the Zengin System during the month or year are counted. For the "More Time System", instructions settled in the Zengin System during the month or year are counted. 4. Figures for instructions settled in the Zengin System during the month or year. (a) Figures in parentheses are year-on-year percentage changes.

7 2-3 小口内為取引の決済1 Small-value Transactions in the Zengin System1 (千件、億円、括弧内は前年比<％>) (Thousands, 100 million yen, (a)) 取扱件数・金額 日銀当座預金における決済状況 Net Positions Settled Volume and Value of Transactions Cleared via BOJ Current Accounts 個別行ネット 年・月 決済額ピーク4 取扱件数2 取扱金額2 1件当り 決済金額3 Peak Value of （1営業日平均） （1営業日平均） 金額2 （1営業日平均） the Individual Bank's (千円) Net Position4 最大 最大 受超額 払超額 Year, Volume2 Value2 Value per Value3 Largest Net Largest Net month (daily average) (daily average) Transaction2 (daily average) Credit Debit (b) Position Position 2023 8,028 ( +4.5 ) 41,218 ( +4.9 ) 513 9,974 ( +3.7 ) 5,100 11,573 2024 8,588 ( +7.0 ) 43,960 ( +6.7 ) 512 10,778 ( +8.1 ) 5,627 12,096 2025 9,074 ( +5.7 ) 46,776 ( +6.4 ) 516 11,587 ( +7.5 ) 6,393 12,110 25/ 6 9,635 ( +4.2 ) 49,704 ( +7.4 ) 516 14,158 ( +0.8 ) 5,903 12,110 7 8,181 ( +1.4 ) 42,764 ( +0.3 ) 523 10,015 ( +2.8 ) 5,495 10,100 8 9,124 ( +10.8 ) 43,076 ( +9.6 ) 472 11,108 ( +9.9 ) 5,026 10,665 9 9,005 ( +0.9 ) 47,755 ( +3.9 ) 530 10,300 ( +4.1 ) 5,860 9,998 10 8,709 ( +5.4 ) 43,459 ( +8.1 ) 499 10,571 ( +4.5 ) 6,015 10,567 11 9,247 ( +12.4 ) 48,759 ( +15.5 ) 527 11,729 ( +17.4 ) 5,441 9,467 12 10,306 ( +1.3 ) 53,483 ( +4.0 ) 519 16,231 ( +8.0 ) 5,751 10,849 26/ 1 8,966 ( +3.3 ) 48,911 ( +3.0 ) 546 11,308 ( +4.5 ) 5,179 9,292 2 10,239 ( +4.5 ) 51,069 ( +7.4 ) 499 12,264 ( +6.4 ) 5,936 13,122 3 9,255 ( +2.8 ) 51,477 ( +7.2 ) 556 10,966 ( +3.9 ) 7,033 9,997 4 9,339 ( +5.0 ) 49,196 ( +6.7 ) 527 11,685 ( +4.9 ) 6,394 10,693 5 9,472 ( +13.4 ) 50,787 ( +17.2 ) 536 11,738 ( +11.1 ) 5,265 9,459 6 9,738 ( +1.1 ) 52,172 ( +5.0 ) 536 15,006 ( +6.0 ) 5,751 11,134 出所：全国銀行資金決済ネットワーク、日本銀行 Sources: Japanese Banks' Payment Clearing Network; Bank of Japan.

(注) 1. 件数・金額は「片道ベース」。2018年10月9日以降は、既存システム（「コアタイムシステム」、通常平日8時30 分から15時30分に稼動）の稼動時間外に稼動する「モアタイムシステム」が稼動開始し全銀システムが24/7化し たため、夜間・早朝及び休日の取引を含む。 2. 「コアタイムシステム」取扱分は発信日基準。「モアタイムシステム」取扱分は決済日基準。 3. 日銀当座預金における決済金額は、受超額および払超額の合計。 4. 個別行ネット決済額ピークとは、月中（あるいは年中）各営業日の個別行の受超額または払超額の最大値。 Notes: 1. Each instruction is counted once in calculating volume and value. On October 9, 2018, the Zengin System started its 24/7 operation by launching the "More Time System" running in addition to the operation hours of the original system ("Core Time System", regularly running from 8:30 to 15:30 on weekdays). Transactions during night and morning time, weekends and holidays are included thereafter.

2. For the "Core Time System", instructions transmitted to the Zengin System during the month or year are counted. For the "More Time System", instructions settled in the Zengin System during the month or year are counted. 3. The aggregate value of credits and debits posted to BOJ current accounts. 4. The maximum value of the individual bank's net credit or debit positions that are recorded during the month or year. (a) Figures in parentheses are year-on-year percentage changes. (b) Thousand yen.

8 1 2-4 小口内為取引の決済:コアタイムシステム取扱分 1 Small-value Transactions in the Zengin System: Core Time System (千件、億円、括弧内は前年比<％>) (Thousands, 100 million yen, (a)) 取扱件数・金額

Volume and Value of Transactions Cleared

年・月

取扱件数 2 取扱金額 2 1件当り ピーク日 ピーク日 2 （1営業日平均） （1営業日平均） 金額 取扱 取扱 (千円) 件数 3 金額 3

Year, Volume2 Value2 Value per Peak 3 2 3 Peak Value month (daily average) (daily average) Transaction Volume (b)

2023 7,050 ( +2.9 ) 39,544 ( +4.4 ) 561 30,894 223,980 2024 7,416 ( +5.2 ) 41,921 ( +6.0 ) 565 31,818 225,685 2025 7,714 ( +4.0 ) 44,343 ( +5.8 ) 575 33,045 254,330 25/ 6 8,297 ( +1.8 ) 47,397 ( +6.9 ) 571 33,045 254,330 7 6,941 ( +0.7 ) 40,554 ( -0.1 ) 584 26,430 219,315 8 7,840 ( +9.8 ) 40,842 ( +9.1 ) 521 25,934 198,173 9 7,521 ( -1.1 ) 45,128 ( +3.1 ) 600 27,216 225,773 10 7,398 ( +3.4 ) 41,104 ( +7.2 ) 556 27,468 228,518 11 7,763 ( +10.0 ) 46,118 ( +14.7 ) 594 28,732 218,156 12 8,806 ( -0.2 ) 50,542 ( +3.4 ) 574 28,522 122,421 26/ 1 7,466 ( +1.9 ) 46,016 ( +2.2 ) 616 26,278 210,948 2 8,707 ( +3.2 ) 48,114 ( +6.7 ) 553 30,581 215,600 3 7,691 ( +0.9 ) 48,539 ( +6.6 ) 631 28,099 248,334 4 7,904 ( +3.7 ) 46,528 ( +6.1 ) 589 28,437 251,256 5 7,891 ( +12.3 ) 47,954 ( +16.4 ) 608 26,093 215,754 6 8,281 ( -0.2 ) 49,430 ( +4.3 ) 597 31,646 253,511 出所：全国銀行資金決済ネットワーク、日本銀行 Sources: Japanese Banks' Payment Clearing Network; Bank of Japan.

(注) 1. 件数・金額は全銀システムの「コアタイムシステム（通常平日8時30分から15時30分に稼動）」における「片道 ベース」。 2. 発信日基準。 3. 決済日基準。 Notes: 1. Each instruction to the "Core Time System (regularly running from 8:30 to 15:30 on weekdays)" is counted once in calculating volume and value. 2. Figures for instructions transmitted to the Zengin System during the month or year. 3. Figures for instructions settled in the Zengin System during the month or year. (a) Figures in parentheses are year-on-year percentage changes. (b) Thousand yen.

9 1 2-5 小口内為取引の決済:モアタイムシステム取扱分 1 Small-value Transactions in the Zengin System: More Time System (千件、億円、括弧内は前年比<％>) (Thousands, 100 million yen, (a)) 取扱件数・金額

Volume and Value of Transactions Cleared

年・月

取扱件数 2 取扱金額 2 1件当り ピーク日 ピーク日 2 （1営業日平均） （1営業日平均） 金額 取扱 取扱 (千円) 件数 金額

Year, Volume2 Value2 Value per 2 Peak Volume Peak Value month (daily average) (daily average) Transaction (b)

2023 977 ( +18.4 ) 1,673 ( +17.5 ) 171 3,259 4,361 2024 1,172 ( +19.9 ) 2,040 ( +21.9 ) 174 3,988 6,330 2025 1,360 ( +16.0 ) 2,432 ( +19.2 ) 179 4,877 7,353 25/ 6 1,338 ( +21.8 ) 2,307 ( +19.9 ) 172 3,560 5,445 7 1,240 ( +5.6 ) 2,211 ( +7.6 ) 178 3,952 5,323 8 1,284 ( +17.4 ) 2,234 ( +19.6 ) 174 3,260 5,002 9 1,485 ( +13.1 ) 2,627 ( +21.0 ) 177 3,502 5,488 10 1,311 ( +18.4 ) 2,356 ( +24.9 ) 180 4,318 5,799 11 1,484 ( +27.1 ) 2,640 ( +30.7 ) 178 4,443 6,360 12 1,500 ( +11.5 ) 2,941 ( +16.2 ) 196 4,225 7,353 26/ 1 1,500 ( +11.2 ) 2,895 ( +16.7 ) 193 4,978 7,183 2 1,532 ( +12.7 ) 2,955 ( +20.8 ) 193 3,853 6,735 3 1,564 ( +13.1 ) 2,938 ( +17.4 ) 188 4,546 7,319 4 1,435 ( +12.5 ) 2,668 ( +16.5 ) 186 4,683 6,768 5 1,580 ( +19.1 ) 2,833 ( +30.6 ) 179 4,991 6,999 6 1,458 ( +8.9 ) 2,742 ( +18.8 ) 188 3,773 6,084 出所：全国銀行資金決済ネットワーク、日本銀行 Sources: Japanese Banks' Payment Clearing Network; Bank of Japan.

(注) 1. 件数・金額は「モアタイムシステム」における「片道ベース」の計数。決済日基準。なお「モアタイムシステ ム」は夜間・早朝及び休日など「コアタイムシステム（通常平日8時30分から15時30分）」稼動時間外に稼動。 2. 1営業日平均取扱件数・金額は、取扱高を決済日数で除することで算出。 Notes: 1. Figures are for the "More Time System" running in addition to the operation hours of the "Core Time System (regularly running from 8:30 to 15:30 on weekdays)" and covering night and morning time, weekends and holidays. Each instruction settled in the Zengin System during the month or year is counted once in calculating volume and value. 2. Daily average is total volume or value divided by the number of days on which the instructions are settled. (a) Figures in parentheses are year-on-year percentage changes. (b) Thousand yen.

10 1 ３．外為円決済交換高 Foreign Exchange Yen Clearing System1 (件、億円、括弧内は前年比<％>) (Cases, 100 million yen, (a)) 交換件数 交換金額 ピーク日 年・月 1件当り金額 （1営業日平均） （1営業日平均） 交換金額 Year, Volume Value Value per Peak Value month (daily average) (daily average) Settlement 2023 31,890 ( +6.6 ) 221,748 ( +1.2 ) 7.0 390,762 2024 34,258 ( +7.4 ) 246,709 ( +11.3 ) 7.2 457,498 2025 35,908 ( +4.8 ) 261,554 ( +6.0 ) 7.3 480,187 25/ 6 35,332 ( +2.0 ) 253,887 ( +4.5 ) 7.2 436,327 7 34,721 ( +2.5 ) 241,351 ( +2.8 ) 7.0 345,223 8 34,622 ( +1.9 ) 233,484 ( -1.3 ) 6.7 310,704 9 37,410 ( +2.8 ) 274,956 ( +6.6 ) 7.3 435,519 10 35,182 ( +6.9 ) 250,882 ( +7.7 ) 7.1 406,040 11 38,129 ( +12.2 ) 271,748 ( +16.4 ) 7.1 480,187 12 36,345 ( +6.3 ) 268,121 ( +11.5 ) 7.4 397,544 26/ 1 38,540 ( +9.4 ) 281,673 ( +4.5 ) 7.3 382,766 2 37,915 ( +6.0 ) 272,228 ( +8.5 ) 7.2 422,515 3 39,942 ( +5.9 ) 323,792 ( +7.6 ) 8.1 421,640 4 35,570 ( +2.4 ) 308,314 ( +7.2 ) 8.7 412,206 5 38,746 ( +7.3 ) 288,751 ( +21.8 ) 7.5 540,954 6 36,976 ( +4.7 ) 289,712 ( +14.1 ) 7.8 395,457 出所：全国銀行協会 Source: Japanese Bankers Association.

(注) 1. 件数・金額は「片道ベース」。 Notes: 1. Each instruction is counted once in calculating volume and value. (a) Figures in parentheses are year-on-year percentage changes.

11 ４．民間証券・デリバティブ決済システム Private Clearing and Settlement Systems for Securities and Derivatives 1 4-1 清算機関の日銀当座預金決済（決済金額、1営業日平均） 1 Settlement via BOJ Current Accounts in the Central Counterparties (value, daily average) (億円、括弧内は前年比<％>) (100 million yen, (a)) 日本証券クリアリング機構 4 東京金融取引所 年・月 Japan Securities Clearing Corporation (JSCC) ほふりクリアリング 2 3 （百万円） 国債店頭取引 取引所取引等 Tokyo Financial Exchange Year, JGB Over-The-Counter Exchange-Traded Securities JASDEC DVP Clearing (TFX) month Transactions2 and Derivatives3 Corporation (JDCC)4 (million yen) 2023 672,113 ( +9.4 ) 3,195 ( +16.1 ) 12,082 ( +13.8 ) 0 ( -61.1 ) 2024 727,753 ( +8.3 ) 3,919 ( +22.7 ) 13,883 ( +14.9 ) 2 ( +360.5 ) 2025 727,361 ( -0.1 ) 4,205 ( +7.3 ) 14,747 ( +6.2 ) 5 ( +224.3 ) 25/ 6 707,183 ( -2.2 ) 4,391 ( +18.7 ) 13,892 ( +10.7 ) 4 ( +46.3 ) 7 674,500 ( -5.6 ) 3,864 ( +13.0 ) 12,776 ( +11.9 ) 5 ( +233.9 ) 8 685,221 ( -4.8 ) 3,356 ( -10.1 ) 13,124 ( -11.1 ) 7 ( +193.4 ) 9 689,704 ( -7.7 ) 5,519 ( +9.5 ) 17,157 ( +5.2 ) 8 ( +411.4 ) 10 737,167 ( +3.7 ) 4,883 ( +37.2 ) 16,008 ( +11.8 ) 4 ( +99.0 ) 11 722,510 ( +1.4 ) 4,799 ( +49.5 ) 19,881 ( +36.5 ) 4 ( +264.1 ) 12 741,753 ( +4.5 ) 4,611 ( +27.7 ) 12,894 ( +9.8 ) 2 ( -56.0 ) 26/ 1 742,901 ( -3.6 ) 5,474 ( +66.3 ) 15,699 ( +29.2 ) 4 ( +106.1 ) 2 721,497 ( -4.5 ) 6,923 ( +122.5 ) 22,071 ( +77.7 ) 3 ( +16.2 ) 3 723,121 ( -1.8 ) 8,550 ( +64.2 ) 24,731 ( +44.1 ) 3 ( -0.4 ) 4 741,869 ( -4.4 ) 7,352 ( +84.9 ) 22,206 ( +33.5 ) 3 ( -76.8 ) 5 757,545 ( +2.7 ) 7,027 ( +114.0 ) 23,021 ( +74.0 ) 3 ( -65.5 ) 6 686,125 ( -3.0 ) 8,386 ( +91.0 ) 24,631 ( +77.3 ) 2 ( -53.3 ) 出所：日本証券クリアリング機構、ほふりクリアリング、東京金融取引所 Sources: Japan Securities Clearing Corporation; JASDEC DVP Clearing Corporation; Tokyo Financial Exchange.

(注) 1. 日銀当座預金における清算機関による入金および引落の合計（片道ベース）。 2. 国債DVP決済にかかる資金決済のほか、FOS決済（銘柄毎にネッティングが行われた後の証券決済債務の時価評価額と金 銭決済債務との差額、現金担保付債券貸借取引および現先取引の取引期間中の利払期日における利金相当額支払債務の 額、清算対象取引にかかる変動証拠金相当額等の資金決済）を含む。 3. 取引所取引等DVP決済にかかる資金決済のほか、国債先物取引等にかかる差金決済等も含む。但し、国債先物取引の現渡 決済に対応するDVP資金決済は除く。 4. 株式等の一般振替DVP決済にかかる資金決済のほか、決済促進送金（債務引受けを円滑に進めるため、参加者が日中随時 差し入れる資金）を含む。また、売買取引分と貸株取引分を含む。 Notes: 1. The aggregate value of credits and debits posted to BOJ current accounts. Each instruction is counted once in calculating value. 2. Payments associated with DVP for JGBs as well as those associated with "funds only settlement." Some major components of "funds only settlement" are (i) transactions adjustment payments to cover the difference between the market value of securities settlement obligations and the actual contract value of payment obligations, (ii) transfer of coupon payments received by borrowers or buyers of securities on a coupon payment date that arrived during the term of cash-collateralised securities lending or repo transactions, (iii) variation margin payments to cover the difference between the actual contract value of forward payment obligations and the market value of forward securities settlement obligations. 3. Payments associated with DVP for exchange-traded securities as well as those associated with futures contracts and options (e.g., cash settlement for JGB futures), but excludes payments associated with deliveries of JGBs for JGB futures. 4. Payments associated with DVP for non-exchange traded securities including "settlement progress payments." "Settlement progress payments" refers to cash wired by a participant to JDCC in order to ensure the fulfillment of its payment obligations. Also, payments associated with stock lending and borrowing transactions are included. (a) Figures in parentheses are year-on-year percentage changes.

12 1 4-2 証券集中保管機関の日銀当座預金DVP決済（1営業日平均） 1 DVP Settlement via BOJ Current Accounts in the Central Securities Depository (1) 件数 (件、括弧内は前年比<％>) Volume (Transfers, (a)) 証券保管振替機構 年・月 Japan Securities Depository Center 2 3 Year, 短期社債 一般債 投資信託 株式等 month 2 3 CP Corporate Bonds Investment Trust Stocks 2023 241 ( +5.0 ) 529 ( +18.7 ) 6,984 ( +6.1 ) 0 ( +5.5 ) 2024 289 ( +19.8 ) 511 ( -3.4 ) 7,757 ( +11.1 ) 0 ( -26.7 ) 2025 350 ( +21.3 ) 513 ( +0.3 ) 7,731 ( -0.3 ) 0 ( -40.6 ) 25/ 6 383 ( +34.6 ) 693 ( +7.9 ) 7,514 ( -0.2 ) 0 ( -82.7 ) 7 358 ( +21.2 ) 577 ( +0.7 ) 7,987 ( +1.5 ) 0 ( -75.0 ) 8 332 ( +12.6 ) 361 ( +9.1 ) 7,966 ( +6.9 ) 0 ( -65.0 ) 9 341 ( +9.5 ) 592 ( -1.0 ) 7,724 ( +6.3 ) 0 ( -76.3 ) 10 309 ( +8.3 ) 490 ( +2.1 ) 7,841 ( -0.1 ) 0 ( -50.0 ) 11 366 ( +19.1 ) 452 ( +22.4 ) 7,755 ( -3.3 ) 0 ( +85.2 ) 12 371 ( +3.5 ) 608 ( +0.8 ) 7,559 ( -5.4 ) 0 ( -36.4 ) 26/ 1 394 ( +17.8 ) 435 ( +7.0 ) 7,721 ( +1.9 ) 0 ( -20.0 ) 2 347 ( +0.8 ) 517 ( +13.8 ) 7,594 ( -3.1 ) 0 ( -66.7 ) 3 351 ( -1.8 ) 599 ( +6.0 ) 7,785 ( -2.9 ) 0 ( -68.3 ) 4 322 ( -4.3 ) 486 ( +18.0 ) 7,153 ( -3.6 ) 0 ( -33.3 ) 5 335 ( -9.7 ) 459 ( -9.6 ) 7,703 ( +1.6 ) 0 ( +11.1 ) 6 328 ( -14.4 ) 619 ( -10.8 ) 7,689 ( +2.3 ) 0 ( +43.2 )

(2) 金額 (億円、括弧内は前年比<％>) Value (100 million yen, (a)) 証券保管振替機構 年・月 Japan Securities Depository Center Year, 短期社債 一般債2 投資信託 株式等3 month 2 3 CP Corporate Bonds Investment Trust Stocks 2023 19,363 ( +3.9 ) 4,416 ( +12.9 ) 3,728 ( +14.3 ) 21 ( +1,261.8 ) 2024 25,958 ( +34.1 ) 4,277 ( -3.1 ) 4,184 ( +12.2 ) 28 ( +29.0 ) 2025 33,060 ( +27.4 ) 4,281 ( +0.1 ) 4,301 ( +2.8 ) 15 ( -45.7 ) 25/ 6 35,674 ( +39.6 ) 5,817 ( -5.5 ) 3,704 ( -8.9 ) 1 ( -93.3 ) 7 32,925 ( +30.5 ) 5,006 ( +3.3 ) 3,926 ( -16.8 ) 0 ( -91.5 ) 8 30,365 ( +17.5 ) 2,594 ( -6.0 ) 4,321 ( +17.3 ) 0 ( -100.0 ) 9 33,001 ( +20.2 ) 5,051 ( -5.7 ) 4,692 ( +36.2 ) 0 ( -99.9 ) 10 28,834 ( +4.4 ) 4,283 ( -7.0 ) 5,238 ( +33.9 ) 23 ( -75.2 ) 11 35,288 ( +18.2 ) 3,304 ( +30.3 ) 5,058 ( +31.7 ) 27 ( +1,420.2 ) 12 36,881 ( +3.7 ) 5,384 ( +7.5 ) 5,044 ( +24.0 ) 92 ( -37.3 ) 26/ 1 37,991 ( +17.5 ) 4,197 ( +25.9 ) 5,288 ( +37.4 ) 0 ( -98.4 ) 2 35,240 ( +7.6 ) 4,812 ( +38.9 ) 5,755 ( +36.2 ) 1 ( +82.0 ) 3 35,393 ( +3.7 ) 5,591 ( +19.0 ) 5,413 ( +30.7 ) 6 ( +23.3 ) 4 34,419 ( +15.3 ) 5,256 ( +35.1 ) 5,099 ( +35.1 ) 3 ( +624.4 ) 5 38,140 ( +9.3 ) 3,925 ( -3.8 ) 5,994 ( +66.2 ) 0 ( +146.0 ) 6 34,929 ( -2.1 ) 6,399 ( +10.0 ) 6,007 ( +62.2 ) 89 ( +7,644.5 ) 出所：証券保管振替機構、日本銀行 Sources: Japan Securities Depository Center; Bank of Japan.

(注) 1. 件数・金額は「片道ベース」。 2. 一般債の件数・金額は、円貨で発行された債券（デュアルカレンシー債等を含む）に限る。 3. 株式等の件数・金額は、株式・新株予約権付社債の発行および新株予約権付社債の元利金払を含む。 Notes: 1. Each instruction is counted once in calculating volume and value. 2. Figures only for the securities denominated in yen at the time of the issue. 3. Figures for (i) issuance of stocks and bonds with share options and (ii) principal and interest payments for bonds with share options. (a) Figures in parentheses are year-on-year percentage changes.

13 Ⅲ．電子マネー1 Electronic Money1

(括弧内は前年比<％>) ((a)) 1件当り 年・月 決済件数 決済金額 決済金額 発行枚数2 うち 端末台数2 残高3 （百万件） （億円） （万枚） 携帯電話 （万台） （億円） （円） Number of Electronic Value per Of which Number of Value Year, Volume of Transactions Value of Transactions Money Transaction Mobile Terminals2 Outstanding3 month (millions) (100 million yen) Instruments (yen) Phones (b) (c) Issued2 (b) 2023 6,156 ( +4.7 ) 64,066 ( +5.3 ) 1,041 53,245 6,568 826 4,958 2024 6,010 ( -2.4 ) 61,890 ( -3.4 ) 1,030 56,359 7,355 915 4,804 2025 5,804 ( -3.4 ) 60,036 ( -3.0 ) 1,034 59,538 8,097 1,004 5,043 25/ 6 499 ( -0.7 ) 5,061 ( -1.2 ) 1,014 57,990 7,739 960 … 7 523 ( -3.2 ) 5,152 ( -3.2 ) 985 58,261 7,804 966 … 8 506 ( -3.0 ) 5,184 ( -3.4 ) 1,024 58,518 7,865 970 … 9 488 ( -3.5 ) 4,828 ( -2.6 ) 988 58,785 7,924 980 5,043 10 487 ( -5.2 ) 4,922 ( -3.1 ) 1,010 59,037 7,981 988 … 11 464 ( -5.6 ) 4,883 ( -3.2 ) 1,051 59,288 8,038 995 … 12 480 ( -4.6 ) 5,440 ( -5.3 ) 1,133 59,538 8,097 1,004 … 26/ 1 449 ( -3.9 ) 4,701 ( -3.8 ) 1,046 59,777 8,157 1,011 … 2 414 ( -4.9 ) 4,329 ( -5.1 ) 1,045 59,999 8,211 1,020 … 3 463 ( -4.3 ) 4,819 ( -5.1 ) 1,042 60,284 8,283 1,027 5,148 4 452 ( -5.8 ) 4,625 ( -6.2 ) 1,024 60,598 8,362 1,039 … 5 466 ( -4.6 ) 4,891 ( -4.2 ) 1,049 60,841 8,425 1,058 … 6 …( …) …( …) … … … … …

(注) 1. プリペイド方式のうちIC型の電子マネーが対象。本調査は、調査対象先8社（具体的には、専業系：楽天Edy株式会 社 < 楽 天 Edy> 、 鉄 道 会 社 な ど が 発 行 す る 交 通 系 ： 九 州 旅 客 鉄 道 株 式 会 社 <SUGOCA> 、 西 日 本 旅 客 鉄 道 株 式 会 社 <ICOCA>、株式会社パスモ<PASMO>、東日本旅客鉄道株式会社<Suica>、北海道旅客鉄道株式会社<Kitaca>、小売流通 企業が発行する流通系：イオン株式会社<WAON>、株式会社セブン・カードサービス<nanaco>）から提供されたデー タを集計したもの。交通系については、乗車や乗車券購入に利用されたものは含めていない。 2. 月末もしくは年末時点。 3. 月計数は月末、年計数は9月末時点。 Notes: 1. Figures cover electronic money which requires users to load a certain value before use (pre-paid type) and in which a contactless integrated circuit (IC) chip is embedded. These are calculated by submitted data from eight issuers, i.e., electronic money service providers (Rakuten Edy, Inc, "Rakuten Edy"), public transportation service providers such as railway companies (East Japan Railway Company, "Suica"; Hokkaido Railway Company, "Kitaca"; Kyushu Railway Company, "SUGOCA"; PASMO Co., Ltd, "PASMO"; and West Japan Railway Company, "ICOCA"), and retail companies (AEON Co., Ltd, "WAON"; and Seven Card Service Co., Ltd, "nanaco"). The value and volume reported by public transportation service providers do not include those for fare collections. 2. Figures are as of end of period. 3. Monthly figures are as of end of period. Yearly figures are as of end of September. (a) Figures in parentheses are year-on-year percentage changes. (b) 10 thousands. (c) 100 million yen.

14 Ⅳ．デビットカード1 Debit Card1

(括弧内は前年比<％>) ((a)) 1件当り 年度・ 決済件数2 決済金額2 発行枚数3 四半期 決済金額2 発行金融機関数4 （百万件） （億円） （万枚） （円） Number of Volume of 2 Value per Number of Debit Fiscal Year, Value of Transactions Financial Transactions2 Transaction2 Cards Issued3 Institutions Issuing Quarter (100 million yen) (millions) (yen) (10 thousands) Debit Cards4 2021 653 ( +24.5 ) 28,336 ( +25.0 ) 4,337 45,962 1,077 2022 770 ( +17.9 ) 33,388 ( +17.8 ) 4,333 46,539 1,093 2023 904 ( +17.4 ) 38,399 ( +15.0 ) 4,247 46,659 1,079 2024 1,112 ( +23.0 ) 46,380 ( +20.8 ) 4,171 46,718 1,065 2025 1,437 ( +20.4 ) 58,497 ( +17.2 ) 4,072 46,909 1,064 23/ 7-9 227 ( +17.4 ) 9,129 ( +12.4 ) 4,025 46,659 1,086 10-12 232 ( +16.6 ) 10,226 ( +15.4 ) 4,401 … 1,086 24/ 1-3 235 ( +18.9 ) 10,344 ( +21.3 ) 4,404 … 1,079 4-6 250 ( +18.9 ) 10,256 ( +17.9 ) 4,103 … 1,059 7-9 275 ( +21.1 ) 11,056 ( +21.1 ) 4,027 46,718 1,060 10-12 281 ( +20.8 ) 12,391 ( +21.2 ) 4,416 … 1,069 25/ 1-3 307 ( +30.6 ) 12,678 ( +22.6 ) 4,132 … 1,065 4-6 328 ( +22.4 ) 12,946 ( +17.5 ) 3,947 … 1,062 7-9 361 ( +22.6 ) 14,016 ( +17.9 ) 3,879 46,909 1,063 10-12 375 ( +24.1 ) 15,842 ( +18.2 ) 4,221 … 1,064 26/ 1-3 372 ( +13.3 ) 15,693 ( +15.2 ) 4,220 … 1,064 4-6 … ( … ) … ( … ) … … …

(注) 1. 本調査は、本邦にてデビットカードを取り扱っている日本電子決済推進機構(JEPPO)、株式会社ジェーシー ビー、ビザ・ワールドワイド・ジャパン株式会社、銀聯国際日本支社、マスターカード・ジャパン株式会 社(2025年第2四半期に追加)の5調査先から提供された計数を集計したもの。 2. 国内外の加盟店取引と海外ATMにおける利用を含む。国内ATMにおける利用は含まない。 3. 一部、非流通枚数を含む。9月末時点の発行残高。 4. 四半期末もしくは年度末計数。各社のデビットカードを発行している金融機関の延べ数。 Notes: 1. Figures are aggregation of figures submitted by five debit card networks, i.e., JEPPO, JCB, VISA, UnionPay, and Mastercard (from 2025Q2). 2. Transactions at domestic and overseas merchants and overseas ATMs are counted. Transactions at domestic ATMs are excluded. 3. Cards that are not in circulation are partly included. Number outstanding as of the end of September. 4. Figures as of the end of the period. Financial institutions that issue debit cards from multiple networks are counted as many times as the number of networks that these financial institutions use. (a) Figures in parentheses are year-on-year percentage changes.

15 参考

I. 民間証券・デリバティブ決済システムにおける決済関連計数（日銀当座預金決済を除く）については、以下の ホームページをご覧下さい。

(1) 日本証券クリアリング機構 home > 各種情報 > 統計情報 取引所取引 ： https://www.jpx.co.jp/jscc/torihikijyo.html 国債店頭取引 ： https://www.jpx.co.jp/jscc/tentou.html CDS ： https://www.jpx.co.jp/jscc/toukei_cds.html 金利スワップ ： https://www.jpx.co.jp/jscc/toukei_irs.html

(2) 東京金融取引所 ホーム > 取引関連データ：TFXヒストリカルデータベース https://www.tfx.co.jp/historical/ (3) 証券保管振替機構、ほふりクリアリング トップページ > 統計情報 https://www.jasdec.com/statistics/

II. リテール決済に関する計数（クレジットカード）については、以下のホームページをご覧下さい。

日本クレジット協会 ホーム > クレジット関連資料 > クレジット関連統計 https://www.j-credit.or.jp/information/statistics/index.html

Reference

I. With respect to data for private clearing and settlement systems for securities and derivatives (excluding those via BOJ current accounts), please look at the following websites.

(1) Japan Securities Clearing Corporation home > Data and Information > Statistics Listed Products : https://www.jpx.co.jp/jscc/en/listed_products.html Japanese Government Bonds : https://www.jpx.co.jp/jscc/en/jgbcc.html Credit Default Swap : https://www.jpx.co.jp/jscc/en/credit_default_swap.html Interest Rate Swap : https://www.jpx.co.jp/jscc/en/interest_rate_swap.html

(2) Tokyo Financial Exchange HOME > Trade related data: TFX Historical Database https://www.tfx.co.jp/en/historical/ (3) Japan Securities Depository Center, JASDEC DVP Clearing Corporation Home > Statistical data https://www.jasdec.com/en/statistics/

II. For retail payment data (credit card), please look at the following website. Japan Consumer Credit Association TOP > Credit card statistics https://www.j-credit.or.jp/en/statistics/

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