Execution of Chugin Positive Impact Finance (Hakujuji Co., Ltd.)

Chugoku Bank (Head Office: Okayama City; President: Sadanori Kato) announced today that it executed "Chugin Positive Impact Finance (*)" (hereinafter, "this Finance") for Hakujuji Co., Ltd. on Tuesday, March 31st. The Bank began offering this Finance in April 2023 to support its clients' SDGs and ESG management.

The impact assessment for this Finance was conducted by Chugoku Bank, and a third-party opinion was obtained from Japan Credit Rating Agency (JCR) confirming that the assessment and impact finance implementation system comply with the "Principles for Positive Impact Finance" published by the United Nations Environment Programme Finance Initiative (UNEP FI).

Hakujuji Co., Ltd. will set multiple KPIs through this Finance and aims to realize a sustainable environment and society.

The Bank will continue to contribute to the realization of a sustainable regional society by providing a wide range of financial services and exercising its consulting functions.

*"Chugin Positive Impact Finance" This loan aims to continuously support the corporate activities of our clients by comprehensively identifying, evaluating, and monitoring the positive impacts (positive impacts) and negative impacts (negative impacts) that their activities have on the environment, society, and economy.

[Overview of the Introducing Company and Positive Impact Finance] Company Name: Hakujuji Co., Ltd. Location: 651-17 Fujita, Minami-ku, Okayama City Representative: Masayoshi Futagi Industry: Food Retail Loan Amount: 400 million yen Execution Date: March 31, 2026 (Tuesday) Loan Period: 15 years