Kaohsiung Motorcycle Rider Fined Over 1 Million for Unlicensed Driving and Refusal to Test, Life Insurance Policy Cashed Out

(Central News Agency, reporter Chang Yi-lien, Kaohsiung, June 22) A motorcycle rider surnamed Yang, who was fined over NT$1.1 million for unlicensed driving and refusing breathalyzer tests three times, failed to pay. His life insurance policy was terminated by the Kaohsiung Branch of the Executive Enforcement Agency to recover NT$690,000. The Kaohsiung Branch stated that life insurance policy surrender values are subject to compulsory enforcement, and offenders should not harbor any侥幸心理 (hope for luck).

The Kaohsiung Branch of the Ministry of Justice's Executive Enforcement Agency stated today that a man surnamed Yang in Kaohsiung, between 2020 and 2024, was stopped by police three times for riding a motorcycle without a license. Each time, he refused a breathalyzer test. He was issued three tickets by the Kaohsiung City Traffic Incident Adjudication Center, totaling NT$1,104,000 in fines, and was permanently banned from obtaining a driver's license. However, Yang never paid the fines.

The case was transferred to the Kaohsiung Branch of the Executive Enforcement Agency for enforcement. Branch personnel discovered that Yang only owned an old vehicle nearly 30 years old, had no salary income, and his bank accounts had no deposits available for seizure.

After expanding the scope of investigation into Yang's assets, enforcement personnel found that he had a savings-oriented whole life insurance policy with a certain insurance company, with a surrender value of NT$690,000. Enforcement personnel then issued a seizure order to the insurance company, prohibiting the obligor from surrendering the policy or changing the policyholder or beneficiary.

The Kaohsiung Branch mentioned that before the compulsory termination, a clerk had repeatedly notified Yang to appear, giving him the opportunity to state his opinion and propose a repayment plan, and considering that Yang's repeated drunk driving and refusal to test might indicate an addiction problem. The clerk also visited Yang's residence for an on-site investigation and handed over leaflets promoting alcohol addiction treatment to his family, entrusting them to pass them on, hoping to help Yang improve his illegal behavior from the source.

The Kaohsiung Branch stated that since Yang failed to pay the fines and could not provide a valid repayment plan, the Kaohsiung Branch legally issued an enforcement order, compulsorily terminating the insurance contract and collecting the NT$690,000 surrender value to pay off his outstanding fines.

The Kaohsiung Branch reminds the public that life insurance policy surrender values are legally subject to compulsory enforcement. Offenders should not harbor any侥幸心理 (hope for luck), thinking they can evade payment by not owning property or having savings. Additionally, the Kaohsiung Branch will continue to prioritize major traffic violations such as drunk driving and drugged driving as key points for its annual traffic enforcement projects to ensure the safety of road users. (Editor: Chang Ya-ching) 1150622

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