Osaka Kosei Shinkin Bank Launches Interest Rate Campaign for Smartphone-Exclusive "Tokimeki Time Deposit" at Internet Branch "Osaka Tokimeki Branch"

The Osaka Kosei Shinkin Bank (Location: Osaka Prefecture, Financial Institution Code: 1633) will launch an interest rate campaign for the smartphone-exclusive time deposit "Tokimeki Time Deposit" at its internet branch, "Osaka Tokimeki Branch," starting Wednesday, April 1, 2026.

At the "Osaka Tokimeki Branch," which opened on November 10, 2025, we are launching an interest rate campaign for the "Tokimeki Time Deposit" exclusively for new customers. You can apply through the "Osaka Kosei Shinkin Bank App" without needing to visit a physical branch.

Campaign Overview

[Application Period] Wednesday, April 1, 2026 - Tuesday, June 30, 2026

[Product Name] Tokimeki Time Deposit

[Applicable Interest Rate (Annual)] - 1-year term: 1.300% (1.035% after tax) - 3-year term: 1.350% (1.075% after tax)

[Deposit Amount] From 100,000 yen up to 10,000,000 yen (Up to 30,000,000 yen per person)

[Target Customers] Individuals aged 18 or older using a passbook-less account via the Osaka Kosei Shinkin Bank App (applicant only). *Limited to individuals with Japanese nationality residing in the 2 urban prefectures and 4 rural prefectures of the Kinki region.

How to Open an Account via the App

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Notes

- This time deposit is exclusive to smartphones. It cannot be handled at physical branch windows. - Application requires the installation of the "Osaka Kosei Shinkin Bank App" and a contract for a passbook-less account. - This time deposit is limited to new applications at the Osaka Tokimeki Branch. Existing Osaka Tokimeki Branch account holders cannot apply. - Certificates and passbooks will not be issued. Please check your statements via the app. - This is an auto-renewal (principal renewal, simple interest type) product. It will be automatically renewed at the interest rate for the same product and same period applicable on the renewal date. - Premature cancellation is generally not allowed. If unavoidable, a mid-term cancellation interest rate will be applied. - This time deposit is covered by the deposit insurance system. Up to 10 million yen in principal and its interest per person are protected. - Interest is subject to a separate withholding tax of 20.315% (National tax 15.315%, Local tax 5%).

Inquiries Regarding This Matter

Osaka Kosei Shinkin Bank, Osaka Tokimeki Branch Toll-Free: 0120-163-380 Reception Hours: Weekdays 9:00 - 16:00 (Excluding bank holidays...