Money Forward, Inc. has announced a significant update to the governance features of the 'Money Forward Business Card' (*1).

*1: The 'Money Forward Business Card' is developed and issued by Money Forward Kessai, Inc., a group company.

This update introduces two key enhancements aimed at strengthening fraud prevention and corporate governance:

- Expanded 'Vendor-Specific Payment' functionality: In addition to existing categories like cloud services, business travel, and equipment purchases, the card now allows users to restrict payments to 'gas stations' and 'advertising platforms'—highly requested features. For gas stations, in particular, when used alongside the company's ETC card, it enables centralized management of driver-related expenses, such as refueling and highway tolls, through 'Money Forward Cloud'.

- Daily spending limit settings: In addition to monthly limits, users can now set daily spending limits. This allows for more granular control, such as setting limits on per-refueling costs distributed to drivers or for one-off small expenses like travel or meal allowances for events, reducing management workload while curbing fraud.

Background Business cards are increasingly being used as a convenient alternative to expense reimbursements and petty cash. However, credit card fraud—affecting both individuals and corporations—has reached serious levels, with damages exceeding 51 billion yen in 2025 (*2). Many companies hesitate to adopt business cards due to fraud risks and governance challenges, even while seeking to streamline expense processing.

*2: Based on 'Credit Card Fraud Statistics' (March 2026) by the Japan Consumer Credit Association.

The 'Money Forward Business Card' has previously provided features such as blocking suspicious transactions via proprietary detection systems, instant card locking via an app, and auto-control of spending limits. With this latest addition of high-demand payment categories and more flexible spending controls, the card has evolved into an even more robust tool for corporate governance.

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  • Source: PR TIMES
  • Category: New Product