Liquid公司將為Aplus公司提供的金融平台「BANKIT®」提供利用IC晶片讀取和臉部攝影的新身份驗證方式。此舉旨在大幅縮短審查時間並加強對證件偽造等詐欺行為的防範。
ELEMENTS集團旗下的Liquid公司，將為SBI新生銀行集團的Aplus公司所提供的金融平台「BANKIT®」新增線上身份驗證服務「LIQUID eKYC」的「へ方式」及「公共個人認證（JPKI）附加臉部攝影方式」。這兩種方式皆利用IC晶片讀取與臉部攝影，旨在大幅縮短審查時間並強化對證件偽造等詐欺行為的防範。此次引進是為了應對預計於2027年4月實施的《犯罪收益移轉防止法》施行規則修訂，透過增加臉部攝影來彌補JPKI僅憑卡片和密碼即可被第三方冒用的弱點，從而實現更嚴格的身份驗證。
FACT BOX · 重點整理
- 來源：PR TIMES
- 分類：Product/Service Update
常見問題
What new service is Liquid providing to Aplus's BANKIT®?
Liquid is providing two new online identity verification methods: 'Method He' (IC chip reading + facial photo) and 'Public Personal Authentication (JPKI) with an added facial photo'.
What are the benefits of these new verification methods?
They significantly shorten the identity verification review time and strengthen countermeasures against fraud, such as the use of forged documents.
How does adding a facial photo improve Public Personal Authentication (JPKI)?
Standard JPKI relies on a My Number Card's IC chip and PIN. Adding a facial photo requirement prevents fraudulent applications by a third party who might have obtained both the card and the PIN, thus making the verification more secure.
Which companies are involved in this partnership?
Liquid Inc., part of the ELEMENTS group, is providing the eKYC service to Aplus Inc., part of the SBI Shinsei Bank Group, for its financial platform BANKIT®.
Why is this update being implemented now?
This update helps Aplus prepare for the revised Act on Prevention of Transfer of Criminal Proceeds, which is scheduled to take effect in April 2027, by adopting more stringent identity verification standards.