Announcement Regarding Business Alliance with Second Sight Analytica Inc.

J-Lease Co., Ltd. (Headquarters: Shinjuku-ku, Tokyo and Oita City, Oita Prefecture; TSE Prime Market: 7187; hereinafter, J-Lease) announced today that it has concluded a business alliance agreement with Second Sight Analytica Inc. (TSE Growth Market: 5028; Headquarters: Chiyoda-ku, Tokyo; hereinafter, Second Sight Analytica). This alliance aims to enhance the corporate value of both companies through AI-driven business reforms, as well as strengthening and newly developing products and services.

<Background and Purpose of this Alliance>

J-Lease aims for sustainable growth with its core business in rent debt guarantee. Recognizing that AI is rapidly evolving daily and has reached a stage where it can dramatically transform business mechanisms, J-Lease has decided to implement fundamental business reforms to reconstruct its business processes and organizational structure based on AI, with the goal of improving corporate value in the medium to long term.

Second Sight Analytica is a specialized company that provides services utilizing analytics and technology. It conducts research and development of advanced AI technologies, centered on machine learning, and supports AI utilization across various industries and fields. It is responsible for developing J-Lease's advanced credit screening model and engine utilizing AI.

Through this business alliance, J-Lease will achieve optimization of its cost structure through AI-driven business process reform, reallocation of human resources to high-value-added tasks, and sophistication of business operations. Second Sight Analytica will accelerate the verification of AI technology, enhancement, and development of products and services through AX promotion support and collaboration, and further aim to expand joint ventures, thereby enhancing the corporate value of both companies.

<Content of this Alliance>

Both companies will collaborate on planning, research, design, and development aimed at strengthening existing products and services and developing new ones, utilizing various AI technologies such as generative AI, AI agents, and high-precision prediction. Specifically, the content will mainly be as follows:

(1) Visualization, optimization, and quality improvement of business processes utilizing AI

(2) Expansion of existing businesses and development/deployment of new businesses utilizing AI

(3) Planning and development of joint ventures and joint technologies

<About Second Sight Analytica>

Company Name: Second Sight Analytica Inc. (Stock Code: 5028, TSE Growth Market)

Representative: Hirokazu Takayama, Representative Director and President

Established: June 1, 2016

Capital: 356 million yen

Head Office Location: RBM Kanda Building 6F, 3 Kanda Nishifukuda-cho, Chiyoda-ku, Tokyo 101-0037

Website: https://www.sxi.co.jp/

Business Description: A specialized company providing services utilizing analytics and technology. It conducts R&D of new technologies such as machine learning and deep learning, which are at the core of "AI," and provides analytics consulting services for various industries and fields, along with the IT infrastructure and AI services (products) to operate them.

While the impact of this alliance on our group's performance for the fiscal year ending March 2027 is currently expected to be minor, we aim to improve asset efficiency and achieve medium-to-long-term corporate value growth by leveraging the fusion of finance and AI as a growth driver.

We will promptly announce any matters that should be disclosed in the future.

<Contact for inquiries regarding this matter>

J-Lease Co., Ltd. Management Planning Department

TEL: 03-5909-1245