JACCS Partners with Hachiman Shinkin Bank for Guarantee Business

JACCS Co., Ltd. (Headquarters: Shibuya-ku, Tokyo; Representative Director and President: Ryo Murakami; hereinafter "JACCS") has partnered with Hachiman Shinkin Bank (Headquarters: Gujo City, Gifu Prefecture; Chairman: Setsuo Kinoshita) to begin handling their new product, the "Housing Loan User Free Loan," starting Friday, May 1, 2026.

The "Housing Loan User Free Loan," which will now be offered, is a product that provides funds at a special interest rate to those who use housing loans at Hachiman Shinkin Bank, regardless of the purpose of the funds.

1. Product Overview

Product Name "Hachishin Free Loan + (Plus)"

Purpose of Funds Generally unrestricted (excluding business funds)

Eligible Applicants ・Individuals aged 20 to 65 at the time of application (up to 75 years old at completion of repayment) ・Individuals with a stable and continuous income outlook ・Individuals who meet Hachiman Shinkin Bank's handling conditions and can receive JACCS's guarantee

Loan Amount From 100,000 yen to 5,000,000 yen (in increments of 10,000 yen)

Loan Period From 6 months to 10 years (in increments of 1 month)

Loan Interest Rate Hachiman Shinkin Bank's prescribed interest rate

2. Start Date of Handling

Friday, May 1, 2026

JACCS will continue to strive to provide products and services that meet customer needs by maximizing the expertise cultivated over many years in the retail finance sector.