Hoken no Madoguchi Group Begins Handling au Jibun Bank's Housing Loans

au Jibun Bank Corporation (Headquarters: Chuo-ku, Tokyo; Representative Director and President: Kenji Tanaka; hereinafter "au Jibun Bank") and Hoken no Madoguchi Group Co., Ltd. (Headquarters: Chiyoda-ku, Tokyo; Representative Director and President: Reiji Inomata; hereinafter "Hoken no Madoguchi") concluded a bank agency outsourcing agreement on April 1, 2026. As a result, Hoken no Madoguchi will commence operations related to the intermediation of au Jibun Bank's housing loan products from the same day.

In addition to traditional insurance consultations, Hoken no Madoguchi has been providing a wide range of financial consultations, including asset formation and housing loans, based on life plan simulations. In 2024, it launched its financial instruments intermediary business, responding to the growing demand for "shifting from savings to investment."

With the new commencement of bank agency business, Hoken no Madoguchi aims to realize total life consulting tailored to each customer's diverse life plans by not only providing information on housing loans but also proposing products (*).

(*) Consultations regarding money, including housing loans, will continue to be accepted at Hoken no Madoguchi stores nationwide. Specific consultations such as housing loan refinancing and new borrowing will be handled exclusively by Hoken no Madoguchi's directly managed stores, connecting customers with dedicated staff for online consultations.

Since its establishment in 2008, au Jibun Bank has been providing financial services such as deposits, remittances, payments, and loans, primarily through its smartphone app.

For housing loans, in addition to the convenience of online completion, au Jibun Bank has leveraged its collaboration with the KDDI Group to offer services that meet customer needs, such as the "Housing Loan Interest Rate Discount" which reduces housing loan interest rates by up to 0.15% annually when used in conjunction with "mobile," "electricity," "internet," and "TV" services. In January 2025, it further expanded its services to adapt to changes in the housing purchase environment, including the launch of joint life insurance for pair loans for customers using pair loans, and extending the maximum loan period for housing loans to 50 years.

Through the conclusion of this bank agency outsourcing agreement with Hoken no Madoguchi, au Jibun Bank aims to create opportunities for even more customers to learn about and utilize its housing loans.

▽au Jibun Bank ■au Jibun Bank Housing Loans https://www.jibunbank.co.jp/products/homeloan/

Housing Loan Interest Rate Discount https://www.jibunbank.co.jp/products/homeloan/customer/

au Jibun Bank Group Credit Life Insurance https://www.jibunbank.co.jp/products/homeloan/insurance/

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[au Jibun Bank Company Profile] Company Name: au Jibun Bank Corporation Representative: Kenji Tanaka, Representative Director and President Head Office Location: Nihonbashi Dia Building 14F, 1-19-1 Nihonbashi, Chuo-ku, Tokyo Established: June 17, 2008 Capital: 119 billion yen Business Activities: Internet-only bank URL: https://www.jibunbank.co.jp/

[Hoken no Madoguchi Group Company Profile] Company Name: Hoken no Madoguchi Group Co., Ltd. Representative: Reiji Inomata, Representative Director and President Head Office Location: Tekko Building 20F, 1-8-2 Marunouchi, Chiyoda-ku, Tokyo Established: April 1995 Capital: 500 million yen Business Activities: Insurance agency (life insurance, non-life insurance), operation of insurance shops "Hoken no Madoguchi," support for partner stores and affiliated stores, financial instruments intermediary business URL: https://www.hokennomadoguchi.com/