New System to Secure "Business Value" Launches Today; Mitsuba Group Begins Legal and Registration Support for "Corporate Value Security Interest Regime"

Mitsuba Group, consisting of legal entities including judicial scriveners, land and house investigators, administrative scriveners, and a consulting corporation (Headquarters: Minato-ku, Tokyo; Representative: Makoto Miyagi), announces the launch of legal and registration support services for the "Corporate Value Security Interest Regime," which was established under the "Act on the Promotion of Business-Related Loans," enacted on May 25, 2026. Simultaneously, they have opened a special website to explain the system overview and potential use cases.

Leveraging their accumulated expertise in commercial registration and corporate legal affairs, Mitsuba Group will support both financial institutions and companies, from consultations regarding the system to registration practices and legal assistance.

What is the "Corporate Value Security Interest Regime," attracting attention as a new funding method?

Previously, when SMEs received loans from financial institutions, it was common for them to use real estate they owned as collateral or for management to act as personal guarantors. This created challenges such as difficulty in committing to new investments and a heavy burden during business succession, often concentrating significant responsibility and risk on management individuals.

In response to this background, the "Corporate Value Security Interest Regime" was established.

Under this system, the entire assets, including not only tangible assets like land and buildings but also intangible assets, are collectively subject to the security interest.

For example, intangible assets that were previously difficult to evaluate as collateral—such as unique technology, know-how, long-established brands, and customer trust—can now be utilized for funding as "business strengths." This enables companies without significant tangible assets to access funding and is expected to reduce reliance on personal guarantees.

*Entities subject to this security interest under the regime are companies under the Companies Act (joint-stock companies and limited liability companies).

It is particularly expected to be utilized by: - Startups with strong technology and intellectual property - Companies considering funding with an eye toward business succession or M&A - Companies seeking loans that do not rely on management personal guarantees

It is also drawing attention from financial institutions as a growth-supportive lending scheme emphasizing business evaluation.

Rising demand for practical operational response following system implementation

With the newly initiated system, both financial institutions and companies require responses regarding registration practices and system understanding. Mitsuba Group provides legal and registration support from the perspective of judicial scriveners for operational challenges that may easily arise immediately after the start of the system.

[1. Preventing deadlocks in the contracting process] When establishing security interests over corporate value, issues may arise that differ from conventional security practices, such as clarifying the scope of collateral and contract terms. Mitsuba Group supports smooth progress by organizing legal points in advance, reducing risks of misunderstandings between financial institutions and companies, or procedural omissions.

They also provide confirmation and organization regarding priority with existing collateral (mortgages, liens, etc.), the presence of negative pledge clauses or covenants, and the need for prior adjustments with existing lenders.

[2. One-stop support for multiple procedures] They provide one-stop support for all necessary procedures, from registration of establishment to commercial registration and maintenance of contractual documents. By collaborating with judicial scriveners within the group, they save clients the effort of going between multiple departments.

[3. Lowering the hurdles for system utilization] As the Corporate Value Security Interest is a new system whose practical operations will be formed going forward, Mitsuba Group organizes the system contents and procedural flow clearly based on their expertise, supporting introduction in a form that is easy for both financial institutions and companies to adopt.

About the special website

Mitsuba Group has opened a special website introducing the Corporate Value Security Interest Regime.

It is also possible to download the "Corporate Value Security Interest Utilization Guide," which summarizes system overviews and practical points in one volume. Financial institution personnel collecting information and companies considering utilizing the system are encouraged to visit.

▼ Special website for Corporate Value Security Interest Regime https://mitsubagroup.co.jp/service/corporate-legal/evc/

Initial consultations are free, so please feel free to contact them even at the stage of just gathering information.

About Mitsuba Group

Mitsuba Group is a comprehensive professional group consisting of legal entities for judicial scriveners, land and house investigators, administrative scriveners, and a consulting corporation. With numerous professional staff, they provide services including "Real Estate Registration," "Corporate Legal Affairs/Commercial Registration," "Inheritance," and "Family Trusts."