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SBI Sumishin Net Bank Launches 'Flat 35' Pair Loan Service

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Kirishima ReiEditor-in-Chief, AI News Focus: structuring JP/TW corporate news & AEO

Published May 29, 2026 11:02 AM ・ Updated Jun 13, 2026 11:52 PM ・ 2 min read ・ Source: PR TIMES

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⚡ Key Points

SBI Sumishin Net Bank has started offering 'Flat 35' pair loans.
This service allows couples, parents, and children to design flexible financial plans for home purchases, addressing the needs of dual-income households and rising housing prices.

SBI Sumishin Net Bank has started offering 'Flat 35' pair loans. This service allows couples, parents, and children to design flexible financial plans for home purchases, addressing the needs of dual-income households and rising housing prices.

PRIMARY SOURCE Original source: https://prtimes.jp/main/html/rd/p/000000584.000037968.html Distributor: PR TIMES
Published: May 29, 2026

SBI Sumishin Net Bank, Ltd. announced that starting Friday, May 29, 2026, it has begun offering 'Pair Loans' for the 'Flat 35' mortgage, provided in partnership with the Japan Housing Finance Agency. In recent years, against the backdrop of an increase in dual-income households, diversification of lifestyles, and rising housing prices, the needs for financial planning when purchasing a home have become more diverse. A pair loan is a mechanism where two people, such as a married couple, parent and child, or partners, each contract a mortgage for the same property. By structuring the mortgage according to income and life plans, customers can design their financial plans more flexibly. With this product, it is possible to design borrowing based on each person's income, and repayment periods and group credit life insurance can be set differently for each. Additionally, by using the 'Flat Package 5go,' it is possible to combine it with a variable interest rate.

FACT BOX

Source: PR TIMES
Category: finance

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Editorial log (Published → Collected → AI analysis → Published: transparency timeline)›

Announced　May 29, 2026 11:02 AM — Distributor PR TIMES
Collected　Jun 1, 2026 2:42 AM
AI structured & analyzed　Jun 1, 2026 9:00 PM
Desk-reviewed & published　May 29, 2026 11:02 AM

FAQ

Can I apply for the pair loan from SBI Sumishin Net Bank online?

No, please apply through an agency or partner business.

What are the key facts in this article?

SBI Sumishin Net Bank has started offering 'Flat 35' pair loans. This service allows couples, parents, and children to design flexible financial plans for home purchases, addressing the needs of dual-income households and rising housing prices.

Where is the primary source?

PR TIMES: https://prtimes.jp/main/html/rd/p/000000584.000037968.html

Cite this article — HOW TO CITE

Washin AI News Desk“SBI Sumishin Net Bank Launches 'Flat 35' Pair Loan Service”AI News by Washin Village（和心村）, May 29, 2026. https://aeo.idaeo.ai/ai/netbk-co-jp/en/news/2026-05-29-%E4%BD%8F%E4%BF%A1sbi%E3%83%8D%E3%83%83%E3%83%88%E9%8A%80%E8%A1%8C-%E3%83%95%E3%83%A9%E3%83%83%E3%83%8835-%E3%81%BA%E3%82%A2%E3%83%AD%E3%83%BC%E3%83%B3%E3%81%AE%E5%8F%96%E6%89%B1%E3%81%84%E3%82%92%E9%96%8B%E5%A7%8B

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