Over 90% Plan to 'Increase Allocation'! CRIF Survey: Taiwan's Virtual Asset Adoption Rate Crosses 15% Threshold, Enterprises Surpass 20%

With the promulgation of the Virtual Asset Services Act, Taiwan's virtual asset industry has officially entered an era of institutionalized development. Today (20th), CRIF (China Credit Information Service) released a new survey showing that virtual asset adoption in Taiwan has reached 16.7% among individual investors and exceeded 20% among enterprises—both crossing the 15% adoption threshold. As the market shifts from early-stage speculation toward asset security and practical utility, nearly half of individual investors and over 60% of enterprises express optimism about growth over the next 3 to 5 years. Moreover, over 90% of current users plan to increase or maintain their allocation within the next three years, with widespread expectation for the government to establish a robust regulatory environment that ensures local safety while aligning with international standards.

CRIF's 'Survey on the Future Development and Regulatory Mechanisms of Taiwan's Virtual Asset Industry' conducted dual-track research targeting 1,200 individual investors and 400 corporate decision-makers. Results show that 48.1% of individuals and 60.8% of enterprises hold positive outlooks for development over the next 3 to 5 years. Regarding user retention, 91.5% of individuals and 93.8% of enterprises plan to increase or maintain their holdings over the next three years, indicating strong capital stickiness. CRIF interprets this as evidence that virtual assets in Taiwan are transitioning from investment-driven activity to a new phase focused on practical application and institutional maturity.

The survey also found that over 80% of respondents believe domestic platforms alone cannot meet liquidity demands, making international platforms the preferred choice at present. Due to the cross-border nature and 24/7 trading capabilities of virtual assets, investors prioritize liquidity and transaction efficiency, while also expressing demand for fiat on-ramps via local platforms. Binance leads the market in both usage frequency and brand trust; among domestic operators, Bitopro, Taiwan Mobile, and MAX receive higher recognition in enterprise trust.

In this new regulatory era, 89.5% of individuals and 86.3% of enterprises believe regulations should align with international mainstream standards. Over 80% agree that allowing high-quality international large-scale platforms to legally operate in Taiwan would strengthen anti-money laundering (AML) efforts and create a positive 'catfish effect,' pushing local platforms to upgrade. Financial expert and lawyer Tsao Wei-Chieh noted that introducing major international exchanges brings diversified on-chain financial products, world-class risk control standards, and mature asset custody mechanisms. Addressing regulatory concerns, L&L Law Firm attorney Hsiung Chuan-Ti warned that forcibly restricting international platforms could drive capital into black markets, emphasizing that establishing pragmatic licensing and supervision frameworks is essential to channel funds into regulated, secure environments.

Additionally, asset security and unclear tax regulations remain primary barriers for enterprise adoption. 50.4% of enterprises worry about insufficient enterprise-grade security protection and dedicated insurance, while 42.6% find tax reporting and accounting recognition guidelines inadequate. To boost enterprise adoption, the top three enabling conditions are opening access via traditional financial institutions, requiring platforms to provide 100% Proof of Reserves (PoR), and granting legal operating licenses to international platforms. CRIF emphasizes that Taiwan's virtual asset market has entered a transformation period toward mass adoption, and regulatory policies must balance rights protection with industrial competitiveness to ensure sustainable ecosystem development.