Sapeet Launches AX Solution for Regional Banks

Sapeet (HQ: Minato-ku, Tokyo; CEO: Eiji Tsukiyama) has launched an AX (AI Transformation) solution for regional banks. The solution is designed to support the transformation of corporate banking organizations, shifting them from traditional sales models centered on loans and funding to broader support structures that address the essential business challenges of regional enterprises.

Background: The Need for Fundamental Change in Regional Banking Sales Regional banks currently face two major shifts: the increasing complexity of challenges faced by local enterprises and intensified competition within the financial industry.

Diversity of Business Challenges for Regional Enterprises The management environment for regional companies is becoming increasingly severe due to market contraction caused by population decline, chronic labor shortages, rising material and energy costs, business succession issues due to a lack of successors, and delays in DX/AI adoption. Many companies are being pressed to respond to these complex and difficult issues.

Intensification of Competition Surrounding Regional Banks With the entry of major telecommunications carriers and BaaS providers into the financial sector, corporate financing options are diversifying. As a result, maintaining a competitive advantage through traditional customer relationships based solely on deposits and loans has become difficult.

In this context, regional banks are expected to support the sustainable growth of corporate clients through broad support that transcends financial and non-financial boundaries, rather than stopping at traditional loan proposals. However, many frontline teams are hitting structural barriers while trying to transform into 'management issue-solving' sales organizations.

Through its support for numerous regional banks, Sapeet has identified common challenges: deepening labor shortages and the severance of skill transfers. While many banks are shifting personnel freed by DX in administrative tasks to sales, they are exposing issues such as a lack of training resources and the 'black-boxing' of knowledge held by veteran employees. The negotiation skills and insights of top performers are often treated as individual talents rather than being shared as organizational assets.

In response, Sapeet is launching this AX solution to promote the transformation of corporate sales in regional banks.

About Sapeet's AX Solution for Regional Banks While AI implementation is advancing in many regional banks, its use is mostly limited to improving efficiency in back-office tasks like administration and screening. To maximize revenue opportunities with limited resources, it is crucial to embed AI into the 'corporate sales' domain—a core business function directly linked to profitability.

Key Features: This solution is not a collection of fragmented tools, but builds a foundation to totally upgrade regional bank corporate sales processes (sales preparation, deliberation/case consultation, knowledge sharing, etc.).

1. Establishing the 'Agent Data Platform (ADP)' as the foundation for AI utilization The system analyzes the internal structural and unstructured data, as well as tacit knowledge such as lending judgment know-how, business evaluations, and client understanding possessed by veteran bank employees. It extracts and systematizes successful patterns and decision contexts in corporate sales, building the 'Agent Data Platform (ADP)' that enables AI agents to make highly accurate judgments and proposals.

2.業務支援 (AI Agent Support Optimized for Sales Processes) AI agents linked with the ADP are integrated into every corporate sales process, from sales preparation and challenge interviews to case organization. Sales staff can obtain concrete suggestions, such as hypotheses for latent client challenges and key points to verify, from the AI agent during their daily activities. This enhances the precision of proposals and the speed of decision-making for management issues.

3. Autonomous Learning Cycles for Highly Reproducible Sales Organizations New insights gained from daily sales activities are automatically fed back to the ADP, continuously improving the proposal precision of both the AI and the entire organization. This builds a sales structure that can continuously improve client understanding and proposal capabilities even as competitors enter the industry and client needs diversify.

Webinar: 'AX Solutions for Regional Banks' (Wednesday, June 17) Sapeet will host an explanatory session coinciding with the service launch. In addition to solution details, the session will cover the role required for future regional banks, case studies from other banks, and the keys to successful AI utilization. A Q&A session will also be held.

Date: Wednesday, June 17, 2026, 12:00–13:00 (Archived streaming available from June 24, 2026) Format: Online