Retirement Income Without National or Labor Insurance! Eligible Individuals Aged 65+ Can Receive 'NT$8,000 Monthly Until Death' – Full Details on Payment Schedule and Application Methods

To support the retirement lives of individuals who have long dedicated themselves to agriculture and fisheries, the government introduced the 'Elderly Farmers' Welfare Allowance' in 1995 (Minguo Year 84) as a crucial supplement during the period when the Farmers' Insurance did not include old-age benefits. Eligible farmers and fishers can receive a monthly allowance after retirement, helping to reduce living expenses.

However, the Elderly Farmers' Allowance is not automatically granted upon reaching age 65. Applicants must meet specific requirements beyond age and residency, including Farmers' Insurance tenure, insurance eligibility, and asset-based exclusions for wealthier individuals. Below is a comprehensive overview of the 2026 Elderly Farmers' Allowance, including the latest payout amounts, eligibility criteria, asset exclusions, and application procedures.

### How Much Is the Elderly Farmers' Allowance?

The allowance is disbursed monthly, starting from the month the applicant meets the eligibility and completes the application, and continues until the month of the recipient's death. The government periodically reviews and adjusts the allowance amount based on the Consumer Price Index (CPI).

The current payment standards are as follows:

- Full allowance: NT$8,110 per month - Half allowance: NT$4,055 per month

### Complete Guide to Elderly Farmers' Allowance Eligibility

To apply for the Elderly Farmers' Allowance, both farmers and eligible fishers must meet the following basic conditions:

- Aged 65 or older - Hold ROC nationality and have a registered household - Resided in Taiwan for at least 183 days each year over the past three years - Not simultaneously receiving other similar government living subsidies or allowances, such as low-income elderly living allowances, disability living subsidies, or veteran support payments

In addition to these common conditions, farmers and fishers must also meet specific eligibility requirements.

#### Farmers' Eligibility Criteria

To receive the full NT$8,110 monthly allowance, applicants must be continuously enrolled in Farmers' Insurance with a cumulative insurance tenure of at least 15 years at the time of application.

Those who joined Farmers' Insurance before July 17, 2014 (Minguo 103), and have maintained continuous coverage, may receive the half allowance of NT$4,055 if their insurance tenure is at least six months but less than 15 years.

In principle, applicants should not have already received old-age benefits from other social insurance programs, such as Labor Insurance old-age benefits, public servant/teacher pension benefits, military retirement benefits, or National Pension old-age annuities. However, those who joined Farmers' Insurance before November 12, 1998 (Minguo 87) and have maintained uninterrupted eligibility since then may still apply for the allowance even if they have received other social insurance old-age benefits.

#### Fishers' Eligibility Criteria

Eligible fishers must be Class A members of a Fishermen's Association and have already received Labor Insurance old-age benefits.

Additionally, they must have joined Labor Insurance and obtained Class A Fishermen's Association membership before November 12, 1998 (Minguo 87), with no interruption in these qualifications. Those who joined Labor Insurance on or after November 13, 1998, are not eligible for the Elderly Farmers' Allowance.

### Asset and Income Exclusion Rules (Wealth Screening)

Since 2013 (Minguo 102), all new applicants for the Elderly Farmers' Allowance must undergo tax and financial eligibility reviews. Only those meeting the income and asset thresholds are eligible.

For income, the individual's annual comprehensive income (excluding agricultural income) must not exceed NT$500,000. For assets, the combined value of land and buildings under the individual's name must not exceed NT$5 million.

However, the following assets are excluded from the NT$5 million calculation:

- Agricultural land and farmhouses - Public facility reserve land that has not yet been expropriated or compensated - The applicant's sole residence, with a maximum deduction of NT$4 million if it meets specified criteria - Indigenous reserved land with no economic benefit and land serving public easement purposes, such as roads

### How to Apply for the Elderly Farmers' Allowance

Eligible individuals can apply in the month they turn 65. Once approved, payments begin from the month of application.

For in-person applications, applicants should bring their ID card, personal seal, and bank account passbook to their local Farmers' Association or Fishermen's Association.

For online applications, individuals can use a Natural Person Certificate, mobile authentication, virtual Labor Insurance Certificate, or financial electronic certificate to log in to the Labor Insurance Bureau's e-Service System and complete the application. After fishers complete their online application, the Labor Insurance Bureau will notify the relevant Fishermen's Association to proceed with the review.

### Important Notes During the Receipt Period

If there are changes in eligibility status or if the recipient passes away, the applicant must proactively notify the authorities and complete the necessary procedures within 30 days. In cases of overpayment, the amount must be legally returned. Failure to return overpaid amounts may result in administrative enforcement.

If the recipient passes away within the month, unpaid allowances can be claimed by legal heirs who submit the required documents.

### When Is the Elderly Farmers' Allowance Deposited?

The Elderly Farmers' Allowance is deposited into the designated account on the 20th of each month. If the 20th falls on a holiday, the payment is made earlier. Eligible recipients should monitor their account activity.

### Labor Insurance Bureau Disbursement Schedule for July 2026: 18 Payments and Their Deposit Dates

This month's various subsidies and benefits are disbursed on different dates. Please refer to the following schedule to confirm when funds are credited to your account:

- 7/9: National Pension Insurance Maternity Benefit - 7/15: National Pension Insurance Funeral Benefit - 7/16: National Pension Insurance Maternity Benefit - 7/20: Farmers' Monthly Retirement Savings, Elderly Farmers' Welfare Allowance - 7/23: National Pension Insurance Maternity Benefit - 7/24: National Pension Insurance Basic Guaranteed Old-Age Annuity, Indigenous People's Benefit - 7/30: Labor Insurance Annuity, Disaster Insurance Annuity, Disaster Insurance Disability Care Subsidy, Labor Retirement Monthly Pension (First-time cases), National Pension Insurance Maternity Benefit - 7/31: Prenatal Checkup Leave and Companion Prenatal Checkup/Companion Leave Wage Subsidy, National Pension Insurance Disability Annuity (with Labor Insurance tenure included), National Pension Insurance Old-Age Annuity, National Pension Insurance Funeral Benefit, National Pension Insurance Survivor Annuity, National Pension Insurance Disability (Basic Guaranteed) Annuity