Workers Beware! Labor Insurance Bureau Names '3 Occupational Unions' for Premium Arrears, Temporarily Rejecting Benefits: Members Must Stop Prepayment Immediately

Workers who habitually enroll in labor insurance and workers' compensation insurance through occupational unions are urged to pay special attention. The Ministry of Labor's Labor Insurance Bureau has released its latest statistics, revealing that as of July 20, 2026, three occupational unions in the country have failed to pay labor insurance and workers' compensation insurance premiums beyond the grace period. The Bureau has legally referred the involved unions to administrative enforcement agencies and has imposed a 'temporary denial of benefits' on their insured members. The Bureau warns that if union officials are found to have embezzled insurance premiums, they will be immediately referred to prosecutors and investigated under Article 336 of the Criminal Code for breach of trust, which carries a prison sentence and confiscation of all illicit gains. Do not break the law.

The Labor Insurance Bureau has released its latest blacklist of occupational unions with unpaid premiums. Effective immediately, these unions are 'prohibited from collecting advance premiums.' According to Article 40 of the Enforcement Rules of the Labor Insurance Act and Article 36 of the Enforcement Rules of the Labor Occupational Injury Insurance and Protection Act, occupational unions that accumulate unpaid insurance premiums for two months or more are legally prohibited from continuing to collect advance premiums. The Bureau has named the following three unions that are now banned from collecting prepayments and urges their members to take immediate notice and refrain from making any further advance insurance payments:

- Tainan Religious Services Occupational Union (Address: Annan District, Tainan City) - Keelung City Sculpture Industry Occupational Union (Address: Ren'ai District, Keelung City) - Taoyuan City Apartment Building Management Services Occupational Union (Address: Zhongli District, Taoyuan City)

What should workers do if their occupational union's arrears result in 'denial of benefits'? Many workers pay their insurance premiums to unions on time, but because the unions fail to remit the funds to the Bureau, applications for sickness, maternity, retirement, and other benefits are temporarily denied, severely impacting their rights. In response, the Labor Insurance Bureau offers two remedies to ensure workers' rights are protected:

Remedy One (Payment Proof Available) If an insured person can provide proof of having paid insurance premiums to the union (e.g., payment receipt issued by the union, bank transfer slip), and it is confirmed that their personal share and any late fees have been paid, the Bureau will normally issue the benefits.

Remedy Two (No Payment Proof Available) If no receipt or transfer slip is available, the Bureau will assist in coordination; as long as the worker pays the outstanding personal portion of the insurance premium, the Bureau will issue the relevant benefits.

The Labor Insurance Bureau reminds members: regularly monitor your union's financial status and always obtain 'this receipt.' To prevent such incidents from recurring, the Bureau urges all occupational union members to request and properly retain receipts. Every time you pay insurance premiums to your union, insist on an official payment receipt and keep it as crucial evidence to protect your future rights. Second, members should actively participate in union activities and general meetings, paying close attention to the union's financial health. Union board members and supervisors must also fulfill their oversight responsibilities by proactively disclosing financial information and collectively safeguarding all members' insurance rights.