[After-Work Economics] TSMC and Taiwan Stock Market Hit New Highs! Why Haven’t You Profited? Experts Reveal Shocking Financial Truths!

The Taiwan stock index has surged past 47,000 points, yet many people remain trapped in perceived poverty. Bryan, founder of Daxue Learning, points out that blaming external factors won’t help—what truly matters for catching up with investment gains are 'principal capital' and 'patience.' Warren Buffett once said people don’t get rich because they can’t accept getting rich slowly. Bryan particularly stresses that young people should focus on investing in themselves first, boosting professional income, auditing their current assets, and eliminating anxiety. By allowing principal to grow through compound interest over time, one can achieve realistic financial transformation.

Do you think you’re safe? The first wave of mass elimination by AI will actually target these people!

AI technology is fueling job insecurity, and workplace structures are rapidly flattening. Bryan exposes a harsh truth: AI replaces 'tasks,' not 'positions.' Take planning roles, for example—the position remains, but traditional tasks that used to consume 80% of time, such as data gathering and coordination, will be eliminated. Therefore, the first to be replaced are those who 'lack judgment' and 'cannot define problems.' When AI can generate vast answers in three seconds, 'solving problems' is no longer valuable—'defining problems' and 'taste-based judgment' have become the ultimate irreplaceable advantages. People should let go of mental baggage, treat AI as a PhD-level assistant to reverse-engineer outcomes, and reserve their time for the most scarce resource: creativity.

You're not broke—you're just bookkeeping wrong! The shocking truth behind why 99% of people get poorer despite tracking expenses!

Many people obsess over daily expense logs, even stressing over a two-dollar discrepancy. Bryan, once an avid tracker himself, frankly states that bookkeeping only helps with 'cost-cutting'—never assume it will make you rich. Fixating on petty accounts leads to the 'invisible bankruptcy' mindset of the poor. The true core of personal finance lies in asset allocation and income generation. He recommends the 'Rapid Bookkeeping Method': track daily spending for just three months to understand spending ratios, and otherwise only record large expenses over NT$500. Spend just 30 minutes monthly consolidating all accounts to check whether your total net worth increased or decreased compared to last month. Save time to invest in yourself—that’s how you truly overcome financial blind spots.

For more exclusive content, tune into 'After-Work Economics,' hosted by Xie Zheqing, Zhang Jiaxuan, and Bryan from Daxue Learning, to deepen your understanding of real-world economics!