YTGATE and Japan Post Enter Business Alliance to Strengthen Fraud Prevention in E-Commerce Transactions

YTGATE Inc. (Headquarters: Chuo-ku, Tokyo; CEO: Yutaro Takahashi; hereinafter "YTGATE") will begin a business alliance with Japan Post Co., Ltd. (Headquarters: Chiyoda-ku, Tokyo; President and CEO: Shinya Koike; hereinafter "Japan Post") starting April 1, 2026, aimed at preventing fraudulent receipt of packages in e-commerce transactions.

Overview of the Initiative YTGATE boasts advanced analytical capabilities, improvement know-how, and a strong track record of collaboration with credit card companies, cultivated through its consulting services for improving payment approval rates and supporting fraud prevention for e-commerce operators. Meanwhile, Japan Post has long played a vital role as social infrastructure, backed by a logistics network that covers the entire country and an extensive delivery track record.

In current online shopping, there is a "twist" where strengthening fraud prevention compromises the user experience, while prioritizing the user experience makes it easier for fraudulent use to occur. In this initiative, by combining the strengths of both companies, they aim to resolve this twist. They will achieve both by providing a smooth purchasing experience for honest users and appropriately blocking malicious users.

In this collaboration, YTGATE will utilize its SaaS "YTGuard," which provides end-to-end fraud detection, cart abandonment prevention, and payment data visualization, to conduct "payment health checks" and optimization support for e-commerce operators nationwide. While operating on the premise of deterring fraudulent transactions, they aim to achieve both the maximization of e-commerce operators' sales and the reduction of risks by improving and maintaining high payment success rates.

Starting with this collaboration, they will promote the establishment of an environment where e-commerce operators can expand their businesses with peace of mind, as well as the construction of a sound and highly reliable e-commerce transaction foundation where consumers can safely and smoothly purchase and reliably receive products.

Background of the Collaboration With the expansion of the e-commerce market, fraudulent transactions using credit cards have become a major social issue. According to an announcement by the Japan Consumer Credit Association (JCA), the total amount of damage caused by fraudulent credit card use exceeded 51.0 billion yen in 2025, and the scale of fraud damage remains at a high level. Furthermore, partly due to the effect of 3D Secure becoming mandatory in April 2025, while fraud centered on number theft has seen some suppression, damage from counterfeit cards has increased by 22.0% compared to the previous year, showing that fraud methods are becoming more complex and diverse. (*)

Under these circumstances, it is difficult to sufficiently grasp signs of fraud and respond accurately with countermeasures that rely solely on information from individual areas such as payment, delivery, and receipt.

Recognizing these issues, YTGATE and Japan Post arrived at the idea that "facing fraud throughout the entire commercial flow, without dividing payment and logistics, is precisely what will increase the reliability of e-commerce transactions and ultimately lead to improved safety for society as a whole," leading to the start of this initiative.

*Japan Consumer Credit Association: Aggregate Results of Credit Card Fraud Damage