On June 5, 2026, IT Realize Co., Ltd. (ITR) launched the 'Merchant Support Loan' for merchants using SB Payment Service Co., Ltd. (SBPS) payment services. This is an invitation-only program offering financing based on SBPS transaction histories. Eligible merchants can apply online to secure funding for business operations and growth investments. Leveraging sales data allows rapid, document-light credit reviews. Merchants can repay via bank transfer or flexible auto-deductions from SBPS settlement payouts. In this structure, SBPS acts as ITR's agent and loan guarantor. The loan contract is signed directly between the merchant and ITR, subject to ITR's credit assessment. ITR leverages its fintech expertise to address merchant cash flow needs, starting a collaborative effort with SBPS to support business growth through integrated payments and finance.
FACT BOX
- Source: PR TIMES
- Category: business