Cathay Financial Holding Announces Subsidiary Cathay United Bank's Transfer of Syndicated Loan Assets

1. Name and nature of the subject matter (if preferred shares, specify issuance terms such as dividend rate): Transfer of syndicated credit assets

2. Date on which the fact occurred: 07/22/115 ~ 07/22/115

3. Board approval date: Not applicable

4. Other approval dates: Approval level: Approved by General Manager July 22, 115 (Republic of China calendar)

5. Number of transaction units, unit price, and total transaction amount: USD 14,290,000.00

6. Counterparty and its relationship with the company (if the counterparty is a natural person and not a related party, name disclosure may be omitted): KfW IPEX-Bank GmbH Hua Nan Commercial Bank, Ltd. Arab Bank for Investment and Foreign Trade Bank of China (Hong Kong) Limited Bank of China (Malaysia) Berhad BDO Unibank, Inc. China Construction Bank Corporation Doha Bank Q.P.S.C. Far Eastern International Bank, Ltd. Land Bank of Taiwan Mega International Commercial Bank Co., Ltd. Taiwan Cooperative Bank Union Bank of Taiwan Co., Ltd. First Commercial Bank Taiwan Shin Kong Commercial Bank Co., Ltd. Chang Hwa Commercial Bank, Ltd. E.SUN Commercial Bank, Ltd. Sunny Bank, Ltd. Taichung Commercial Bank Co. Limited The Export-Import Bank of the Republic of China / None

7. If the counterparty is a related party, state the reason for selecting such party, the previous owner of the transferred asset, the relationship among the previous owner, the company, and the counterparty, the previous transfer date, and amount: Not applicable

8. If the owner of the subject matter was a related party of the company within the past five years, disclose the date, price, and relationship with the company at the time of acquisition and disposal: Not applicable

9. Matters related to the disposal of receivables (including types of collateral attached to the disposed receivables; if disposal involves receivables from related parties, disclose the name and book value of such receivables): Not applicable

10. Gain (or loss) from disposal (not applicable for acquisition of securities) (if deferred, provide a table showing recognition status): None

11. Delivery or payment terms (including payment period and amount), contractual restrictions, and other important agreements: Conducted in accordance with the original syndicated credit agreement

12. Method of determining the transaction, reference basis for pricing, and decision-making unit: Approved by the General Manager; terms based on the syndicated credit agreement and general market practices

13. Net asset value per share of the securities-issuing company involved in the acquisition or disposal: Not applicable

14. Cumulative holdings (including this transaction) of the securities involved, including quantity, amount, ownership percentage, and any restrictions on rights (e.g., pledge status) to date: Not applicable

15. Cumulative securities investments (including this transaction) under Article 3 of the 'Regulations Governing the Acquisition or Disposition of Assets by Publicly Issued Companies' as a percentage of total assets and equity attributable to owners of the parent in the most recent financial statements, and the amount of working capital in the most recent financial statements: Not applicable

16. Broker and brokerage fees: Not applicable

17. Specific purpose or use of the acquisition or disposal: Management of original syndicated credit asset allocation

18. Dissenting opinions from directors regarding this transaction: Not applicable

19. Whether this transaction is a related-party transaction: No

20. Date of supervisor approval or audit committee consent: Not applicable

21. Whether accountants issued a non-reasonableness opinion on this transaction: Not applicable

22. Name of accounting firm: Not applicable

23. Name of accountant: Not applicable

24. Accountant's license number: Not applicable

25. Whether this involves a change in business model: No

26. Explanation of business model change: Not applicable

27. Transaction history with counterparties in the past year and expected in the next year: Not applicable

28. Source of funds: Not applicable

29. Previous date of material information disclosure regarding the same event: Not applicable

30. Other explanatory matters: USD:TWD = 1:32.27