Securities Report – 162nd Fiscal Period (April 1, 2025 – March 31, 2026)

Tottori Bank, Ltd. Securities Report – 162nd Fiscal Period (April 1, 2025 – March 31, 2026)

This document is a Securities Report submitted by Tottori Bank, Ltd. (hereinafter referred to as "the Bank") in accordance with the Financial Instruments and Exchange Act. As a regional financial institution, the Bank is committed to supporting the economic development of Tottori Prefecture and neighboring areas through comprehensive financial services.

The 162nd fiscal period covers the one-year term from April 1, 2025, to March 31, 2026. This report discloses the Bank's financial performance, financial position, management policies, risk factors that may significantly affect investment decisions, executive compensation, corporate governance framework, and internal control systems during the period.

The Bank will continue to uphold transparent information disclosure and strengthen trust-based relationships with shareholders, investors, and other stakeholders. This report is available on the Bank's official website and the Financial Services Agency's EDINET (Electronic Disclosure for Investors' NET).