Service Brand Renewal to 'Docomo Bank' by Docomo SMTB Net Bank and Start of d Point Accumulation Benefits with 'd Card' Usage

NTT Docomo Financial Group (hereinafter Docomo FG), a subsidiary of SBI Net Bank (scheduled to change its name to Docomo SMTB Net Bank on August 3, 2026, hereinafter Docomo SMTB Net Bank), will renew its banking service brand for individual customers to 'Docomo Bank' starting August 3, 2026. Additionally, Docomo FG plans to sequentially offer benefits where d Points can be earned through the use of 'Docomo Bank' and 'd Card®', and through the linkage with the comprehensive securities trading account of Monex Securities (hereinafter Monex Securities).

Docomo SMTB Net Bank will renew its banking service brand for individual customers to 'Docomo Bank' to make Docomo Group's banking services more familiar and easier to understand. 'Docomo Bank' is the banking service brand for individual customers provided by Docomo SMTB Net Bank. In the future, Docomo FG will strengthen the collaboration between its group companies and the services they provide, and develop new services and benefits to aim for a more convenient and cost-effective financial experience.

As a specific initiative, Docomo FG will start providing the linkage function between 'Docomo Bank' and 'd Account®' from August 20, 2026 (Thursday), and will sequentially offer new benefits where d Points can be earned through the use of 'Docomo Bank' and 'd Card', and through the linkage with Monex Securities account. Through this benefit, customers can use 'd Card' for smartphone payments to make their daily shopping more cost-effective, and can earn d Points through banking transactions, making daily financial services more convenient and cost-effective.

Up to 4.5% d Point Return on Daily Shopping with 'Docomo Bank', 'd Card', and Monex Securities Account Usage

【Docomo Bank Payment Deduction Benefit】

When paying for 'd Card' usage at 'Docomo Bank' in a month, if you use 'd Card' for smartphone payments for shopping in the city, the return rate for shopping will increase in addition to the basic payment return rate of 1.0% (1 d Point for every 100 yen including tax). For the first 12 months from the first payment month (return target month), the return rate will increase by up to 2.0% as an initial year benefit, resulting in a maximum return rate of 3.0% for the initial year combined with the basic payment return rate.

From the 13th month after the first payment, the return rate through this benefit will vary depending on the usage amount of 'd Card' (including tax) from the 16th to the 15th of the previous month. The usage amount (including tax) includes usage other than the payment methods targeted for this benefit. Note that there is an upper limit for d Point presentation and payment methods targeted for return, so not all usage may be targeted for return depending on the customer's usage status.

This benefit will present d Points in the following month of the return target month, with an upper limit of 3,000 Points per month (limited to period and purpose). Note that the 'd Card' targeted is the renewed 'd Card' (credit card numbers starting with '4363', '5344', '5365') from October 2022.

【Monex Securities Benefit】

With the setting of automatic deposit (sweep) between Monex Securities account and 'Docomo Bank' at 0.1%, and the use of 'd Card accumulation' or 'd Payment Balance Accumulation' of 30,000 yen or more, the return rate will increase by 1.4%, resulting in a maximum return of 1.5%. With the use of 'd Card' for smartphone payments for shopping in the city, combined with the basic payment return rate of 1.0%, the maximum 2.0% through 'Docomo Bank Payment Deduction Benefit', and the maximum 1.5% through this benefit, the initial year will have a maximum return of 4.5%.

The upper limit for point presentation is 500 Points per month (limited to period and purpose). Note that the 'd Card' targeted is the renewed 'd Card' (credit card numbers starting with '4363', '5344', '5365') from October 2022.

【Targeted Payment Methods】

The following payment methods for shopping in the city are eligible:

'Touch payment via smartphone for 'd Card' (Apple Pay, Google Pay™, oSaifu-Keitai (iD))

'Code payment' and 'd Payment Touch' set to payment from 'd Card'. Note that there are some purchases not eligible for presentation. For details, please check the 'd Payment' service site 'Regarding stores not eligible for presentation points for d Payment usage' below.

https://service.smt.docomo.ne.jp/keitai_payment/town/no-reward.html

Up to the equivalent of 'd Card' annual fee d Points presented based on 'Docomo Bank' deposit amount

'd Card Annual Fee Return Benefit': Depending on the application conditions such as the deposit balance of 'Docomo Bank', d Points equivalent to half or the full amount of the 'd Card' annual fee will be presented.

d Points presented based on 'Docomo Bank' usage

d Points will be presented based on the use of banking services such as salary receipt and account transfer at 'Docomo Bank'.

Details of d Point presentation based on 'd Card Annual Fee Return Benefit' and 'Docomo Bank' usage will be announced sequentially on the corporate site of Docomo SMTB Net Bank.

Docomo FG is promoting the development of a support system that allows customers to use financial services with greater peace of mind, in anticipation of the expansion of financial services in the future. Currently, under coordination with relevant authorities, Docomo FG and some agent stores operating Docomo Shops are applying for the acquisition of necessary financial-related licenses to enable guidance and support for various financial services.

Docomo FG aims to realize financial services tailored to each customer under the corporate vision of 'Making friendly finance accessible to everyone.' In the future, we will make financial services such as settlement, banking, and securities more familiar and convenient, and provide a financial experience that allows customers to naturally feel the convenience and cost-effectiveness in their daily lives.

※1. This name change is subject to approval by the relevant authorities.

※2. From August 3, 2026 (Monday), the app name of SBI Net Bank will be sequentially changed to 'Docomo Bank Docomo SMTB Net Bank App'. Also, the app icon will be sequentially changed from 'd NEOBANK' to 'Docomo Bank'. Existing BaaS (Banking as a Service) partnership services and services for corporate customers will continue to use the 'NEOBANK' brand.

※3. Benefit provider: Docomo FG

※4. A function that allows investment using deposits from 'Docomo Bank' without performing deposit operations to a securities account.

※5. Usage with family cards is not eligible.

※6. Benefit provider: Docomo SMTB Net Bank

※7. Issued by Docomo SMTB Net Bank so far