Factoring comparison site "Facutto" sees monthly lead referrals to factoring companies grow approximately 10-fold within two months of M&A business succession. Considering roll-up M&A of factoring companies.

Factoring company comparison site "Facutto"

Common Future & Company Inc. (Headquarters: Kanagawa Prefecture, Representative Director: Soichiro Kojiya, hereinafter "the Company") is pleased to announce that on its recommended factoring company comparison site "Facutto," which was succeeded through M&A from an individual in April 2026, the number of monthly leads sent to factoring companies (financial companies that purchase invoices) has increased from 9 in May 2026 to 92 in June 2026. This represents approximately a tenfold growth in just two months since the business succession.

Factoring is a method of financing where companies and sole proprietors can sell their "expected payments from customers (accounts receivable)" and convert them to cash early, without waiting for the payment due date. As an alternative to bank loans, it is increasingly being used by small and medium-sized enterprises and sole proprietors.

Fueled by the expanding digital factoring market, our company's business in this sector is accelerating its growth. Factoring, in particular, is an area where differences in fees, payment speed, and screening policies among companies are difficult for users to understand, making it hard to decide "which company to consult."

Facutto has created an environment that makes it easier for users to compare and consider factoring companies that suit them, not just a simple list of companies. This is achieved by combining our unique factoring fee index, "Facutto Fee Index," which shows the market price based on each company's fees, with user reviews and ratings.

Furthermore, in the future, we are considering roll-ups through the succession or partnership of factoring-related businesses, and plan to approach factoring companies.

━━━━━━━━━━━━━━━━━━ ■ Key Points of This Release ━━━━━━━━━━━━━━━━━━

- "Facutto," a comparison site for factoring companies, was succeeded through M&A from an individual in April 2026. - Monthly leads sent to factoring companies increased from 9 in May 2026 to 92 in June 2026 (approximately 10-fold). - Growth is accelerating amidst the digital factoring market surpassing 100 billion yen in FY2024. - Our unique comparison experience, incorporating market fee indicators, user reviews, and financial assessment knowledge, is driving the increase in lead referrals. - We aim to reach 500 monthly leads by the end of 2026 (approximately 5 times the current number).

- Considering roll-ups through the succession or partnership of factoring-related businesses.

━━━━━━━━━━━━━━━━━━ ■ Monthly Lead Referrals to Factoring Companies ━━━━━━━━━━━━━━━━━━

May 2026: 9 cases (actual) June 2026: 92 cases (actual) Increase + Future Lead Number Forecast

* Lead referrals refer to the number of prospective users introduced to factoring companies through the comparison site "Facutto."

━━━━━━━━━━━━━━━━━━ ■ Market Background: The Expanding Digital Factoring Market ━━━━━━━━━━━━━━━━━━

Factoring is a method of financing where companies and sole proprietors can sell their "expected payments from customers (accounts receivable)" and convert them to cash early, without waiting for the payment due date. As an alternative to bank loans, it is increasingly being used by small and medium-sized enterprises and sole proprietors.

According to a survey released in January 2026 by the research firm Yano Research Institute, the market for "digital factoring," where procedures are completed online, surpassed 100 billion yen in FY2024.

Furthermore, the entire surrounding financing service market, including digital factoring, credit card payments for invoices, and B2B deferred payments, is projected to expand from 543.6 billion yen in FY2024 to 2.9 trillion yen by FY2030.

Amidst this market expansion, the need to "compare multiple factoring companies and choose a service that suits one's company" is growing. Our company's business in this sector is capitalizing on this market expansion and accelerating its growth.

━━━━━━━━━━━━━━━━━━ ■ Factors for Growth: Our Unique Comparison Experience ━━━━━━━━━━━━━━━━━━

The significant increase in referrals is not solely due to market tailwinds. Factoring is a field where it is difficult for users to determine "which company to consult" because fees, speed of payment, flexibility of screening, and eligibility of users vary by company.

To address this lack of clarity, Facutto has developed a unique comparison experience that allows users to make informed comparisons and decisions, rather than just providing a list or ranking of companies. Specifically, the following three initiatives have reduced pre-application anxiety and hesitation, leading to an increase in referrals to factoring companies:

1. Unique Index Indicating Fee Market Trends

Factoring fees vary by company, making it difficult for users to judge whether a quoted fee is high or low.

Facutto has established the unique index "Facutto Fee Index" based on the publicly disclosed fees and service details of each company, making it easier to grasp the general fee range. This allows users to intuitively compare multiple factoring companies and more easily select a service that suits their needs.

2. Comparison Utilizing User Reviews and Ratings

When choosing a factoring company, important decision-making factors include not only fees and payment speed but also the actual level of service, the progress of the screening process, and the peace of mind during the payment process.

Facutto publishes information that clearly conveys the characteristics of each company based on reviews and ratings from actual users. Furthermore, by reflecting these reviews and ratings in our unique ranking model, we provide an environment where users can make comparisons with greater confidence, referencing "voices from actual users."

3. Peace of Mind Through Provision of Primary Information

While there is a large amount of information about factoring companies on the internet, there is a challenge in discerning the accuracy and recency of this information. Users cannot confidently make application decisions based on old or insufficient information.

Facutto emphasizes primary information obtained through official company information, interviews, and verification, organizing details such as fees, payment speed, usage conditions, and eligible transaction types as clearly as possible. This allows users to compare based on reliable information, reducing pre-application anxiety.

By combining "visualization of fees," "utilization of reviews and ratings," and "information provision based on primary data," Facutto has evolved into a comparison site that makes it easy for users to choose the factoring company that best suits them. As a result, the customer journey from comparison to application has been improved, leading to an increase in monthly lead referrals to factoring companies.

━━━━━━━━━━━━━━━━━━ ■ Background: A Company Succeeds and Grows a Site Developed by an Individual ━━━━━━━━━━━━━━━━━━

Facutto was originally a factoring company comparison site operated by an individual. In April 2026, our company succeeded this site through M&A from the individual and established a new operational structure. By taking over the small site developed by an individual and establishing a system for creating unique indices, enhancing reviews, and developing partnerships, we have achieved growth after the business succession.

This trend of "a company taking over and growing a site developed by an individual" is spreading in this field. For example, Aizu Co., Ltd., listed on the Tokyo Stock Exchange Growth Market, acquired rimad Inc., which operated the factoring comparison site "Facrolog," as a subsidiary in September 2025. According to Aizu's announcement on June 19, 2026, Facrolog's lead volume grew approximately 4.5 times in nine months after the business succession. Facutto's initiatives are in line with this trend.

Furthermore, in the future, we are considering roll-ups through the succession or partnership of factoring-related businesses and plan to approach factoring companies.

━━━━━━━━━━━━━━━━━━ ■ Future Outlook: Aiming for 500 Leads per Month by the End of 2026 ━━━━━━━━━━━━━━━━━━

Our company aims to increase monthly lead referrals to 500 by the end of 2026 (December), which is approximately five times the current number. The orange dotted line in the graph above shows the monthly outlook towards this goal.

This goal will be achieved primarily through the following initiatives:

One is to increase the number of partner factoring companies for our "lump-sum estimate service," which allows users to compare multiple factoring companies with a single application. As the number of partners increases, users' choices expand, leading to more applications.

Another is to expand awareness among small and medium-sized enterprises and sole proprietors considering financing, and to create pathways for accessing comparative information at the necessary times.

Furthermore, in the future, we will aim to improve industry transparency by considering roll-ups through the succession or partnership of factoring-related businesses. Our goal is not simply to operate a comparison site, but to create a healthier and more secure financing system for users, factoring companies, and small and medium-sized enterprises in need of funding.

━━━━━━━━━━━━━━━━━━ ■ Representative's Comment ━━━━━━━━━━━━━━━━━━

Soichiro Kojiya, Representative Director, Common Future & Co., Inc.

"The factoring market is currently expanding significantly. While capitalizing on this tailwind, we have refined a unique comparison experience by incorporating fee market indicators and user reviews, enabling Facutto to achieve substantial growth in a short period.

Factoring is an important financing method for SMEs and sole proprietors, but from the user's perspective, it is an area where it is difficult to choose the right company. Through Facutto, we aim to create an environment where users can make informed choices. We will continue to enhance the ease of comparison and work towards making the factoring industry more understandable and trustworthy."

━━━━━━━━━━━━━━━━━━ ■ About Facutto ━━━━━━━━━━━━━━━━━━

Facutto is an information site that allows users to compare and consider factoring companies. With the aim of making it easier for SMEs and sole proprietors to find factoring companies that suit their needs, it provides information on each company's features, estimated fee market trends, speed of payment, and user reviews/ratings. Furthermore, its unique comparison mechanism, incorporating financial assessment knowledge, creates an environment where users can make informed choices.

Site Name: Facutto

URL: https://facutto.jp/

Operating Company: Common Future & Co., Inc.

━━━━━━━━━━━━━━━━━━ ■ References and Sources ━━━━━━━━━━━━━━━━━━

- Yano Research Institute Ltd. "Survey on Complementary Finance and Financing Support Solution Market Conducted (2025)" (Published January 19, 2026) Digital factoring market surpassed 100 billion yen in FY2024. The entire market, including digital factoring, invoice credit card payments, and B2B deferred payments, is projected to expand from 543.6 billion yen in FY2024 to 2.9 trillion yen by FY2030.

- Aizu Co., Ltd. "Financial Industry Platform 'Facrolog' Sees Lead Volume Grow Approximately 4.5 Times in 9 Months After M&A" (Published June 19, 2026) Acquired rimad Inc. as a subsidiary in September 2025. Announced that Facrolog's lead volume grew approximately 4.5 times in nine months after business succession.

Common Future & Co., Inc.

Established October 5, 2015

Capital 35.2 million yen

Location 6-6-46 Kotsubo, Zushi City, Kanagawa Prefecture

Business Activities Development and operation of AI-based net services

Corporate Site https://cfac.co.jp/

━━━━━━━━━━━━━━━━━━ ■ Regarding Citation and Reproduction of Data ━━━━━━━━━━━━━━━━━━

Graphs and numerical data in this release may be freely cited in news articles, research articles, blogs, comparison articles, etc., provided that "Compiled by Common Future & Co." is clearly stated as the source. If possible, please include a link to this release or Facutto (https://facutto.jp/).