Execution of Chugin Positive Impact Finance (Hakujuji Co., Ltd.)

Chugoku Bank (Okayama City, President Sadanori Kato) announces that on March 31 (Tuesday), it executed 'Chugin Positive Impact Finance (*)' (hereinafter referred to as 'this Finance') for Hakujuji Co., Ltd. The bank began handling this Finance in April 2023 to support its customers' SDGs and ESG management.

The impact assessment for this Finance is conducted by Chugoku Bank, and we have obtained a third-party opinion from Japan Credit Rating Agency, Ltd. (JCR) regarding the conformity of the assessment and impact finance implementation system with the 'Principles for Positive Impact Finance' published by the United Nations Environment Programme Finance Initiative (UNEP FI).

Through this Finance, Hakujuji Co., Ltd. will set multiple KPIs and aim to realize a sustainable environment and society. Going forward, the bank will continue to work towards the realization of a sustainable regional society by providing a wide range of financial services and leveraging its consulting functions. * 'Chugin Positive Impact Finance' Loans aimed at the continuous support of corporate activities, where the bank comprehensively identifies, assesses, and monitors the positive and negative impacts of the customer's corporate activities on the environment, society, and economy.

[Overview of Implementing Company and Positive Impact Finance] ・Company Name: Hakujuji Co., Ltd.

・Location: 651-17 Fujita, Minami-ku, Okayama City

・Representative: Masayoshi Futaki

・Industry: Food Retail

・Loan Amount: 400 million yen

・Execution Date: March 31, 2026 (Tuesday)

・Loan Term: 15 years

Chugoku Bank Phone: 086-223-3111 Public Relations Center, Okajima (Ext. 2255)