Bank of Japan Policy Rate to 1.0% and Construction Costs Rise in June. With Total Project Costs Expanding, Former Banker Explains 'Monetized Vacation Rental M&A' in Limited-Time Free Webinar Starting July 20

Good news for real estate investors! How to buy an operating vacation rental from booking sites.

Finance Eye (Headquarters: Osaka, Japan; CEO: Takuro Tanaka) is hosting a free online webinar for employees, private investors, and real estate investors facing difficulty in investment decisions due to rising interest rates and construction costs. The webinar, titled 'Monetized Vacation Rental × Debt Leverage Strategy' (July 2026, 4th week edition), will be available for a limited time from July 20 (Mon) to July 26 (Sun).

This webinar is in an on-demand format, accessible 24/7 during the period via PC, smartphone, or tablet.

In this week's edition, in addition to basic lectures, former banker Takuro Tanaka will analyze the impact of rising interest rates and construction costs on real estate investors, based on the Bank of Japan's policy interest rate and the latest construction cost index released on July 10, 2026.

Furthermore, beyond investments that involve acquiring land and building new structures, the webinar introduces 'monetized vacation rental investment'—an option to acquire through M&A existing vacation rental businesses listed on platforms like Airbnb, where sales, profit, occupancy rates, and operating structures can be verified.

Bank of Japan Policy Rate Hits ~1.0%. Construction Costs Rise Month-on-Month

The Bank of Japan decided at its Monetary Policy Meeting on June 16, 2026, to set the uncollateralized overnight call rate at around 1.0%. The applied interest rate for the supplementary deposit facility has been 1.0% since June 17.

Additionally, according to the 'Construction Cost Index' released by the Construction Price Research Institute on July 10, 2026, construction costs in Tokyo for June 2026 increased by 0.9% for reinforced concrete apartment buildings and by 1.3% for wooden houses compared to the previous month.

For investments involving acquiring land and building new apartments or income properties, investors must confirm the total project cost, including land costs, construction materials, labor costs, equipment costs, design fees, and interest rates. Even with the same land and building plan, changes in construction costs or loan terms can alter expected yields or cash flow after repayment.

Instead of Giving Up on Real Estate Investment, Rethink Your 'Selection of Investment Targets'

Rising interest rates and construction costs do not mean you should deny real estate or real asset investment. The key is to avoid limiting yourself to traditional methods and compare multiple options. 'Monetized vacation rental M&A' allows investors to make investment decisions based on historical sales, expenses, profits, occupancy rates, customer feedback, and operating systems for vacation rentals already listed on booking platforms.

Don't Start from Scratch—Buy an Existing Vacation Rental Business

General vacation rental startups require significant preparation: property selection, fire safety equipment, obtaining permits, and selecting management agencies. Conversely, with 'monetized vacation rental M&A,' investors can verify actual figures such as monthly sales, nightly rates, occupancy rates, and expenses. However, since past performance does not guarantee future results, it is essential to investigate profitability reproducibility and operational continuity post-acquisition.

Consider Vacation Rentals Nationwide, Not Just in Your Area

If existing property management or cleaning contracts can be continued post-acquisition, investors can operate vacation rental businesses without visiting the site. Another feature of vacation rental M&A is the ability to compare prices, sales records, profits, and operating systems across Japan, rather than being limited to the region where one lives.

During Interest Rate Hikes, Look at 'Profit Remaining After Repayment,' Not Surface Yield

Even vacation rentals that appear to have high revenue or surface yields may leave insufficient profit after deducting expenses. When using debt, it is crucial to confirm how much cash remains after monthly principal and interest payments. Takuro Tanaka’s investment approach assesses material reliability, accurate expense recording, and post-repayment cash flow.