[Interest Rate Hike] 1-Year Yen Time Deposit at 1.30% Annually (1.03% After Tax)

au Jibun Bank Corporation (Head Office: Chuo-ku, Tokyo; President and CEO: Kenji Tanaka; hereinafter "au Jibun Bank") will revise the interest rate for its 1-year Yen time deposit to 0.51% per annum (0.40% after tax) effective June 29, 2026 (Mon).

As a result, for deposits made on or after June 29, 2026 (Mon) under the Summer Bonus Campaign currently underway since June 1, 2026 (Mon), the 1-year Yen time deposit interest rate will be 1.30% per annum (1.03% after tax), which is the highest rate for our 1-year Yen time deposit in history.

Yen Time Deposit Interest Rate

Term

Before Revision

After Revision

Change

1 Year

0.41% per annum

0.51% per annum

+0.10%

*Interest rates are annual rates before tax. Interest is subject to withholding tax of 20.315% (15.315% national tax, 5% local tax), including the "Special Reconstruction Income Tax."

*Rates may change without prior notice due to financial conditions, etc. For product details and the latest rates, please check our website.

Yen Time Deposit: https://www.jibunbank.co.jp/products/yen_deposit/

Summer Bonus Campaign: "Summer Special 1-Year Rate Campaign"

During the campaign period until August 31, 2026 (Mon), new deposits for the 1-year Yen time deposit will receive a special annual interest rate of 1.30% (1.03% after tax), which is approximately 2.5 times the usual rate, by adding 0.79% per annum (0.62% after tax) to the regular rate of 0.51% per annum (0.40% after tax) (Note 1).

If you deposit between June 1, 2026 (Mon) and June 28, 2026 (Sun) before the interest rate hike, the pre-revision rate will apply. However, by canceling the deposit mid-term and redepositing on or after June 29, 2026 (Mon), the increased interest rate will apply. Mid-term cancellation can be processed via the smartphone app and internet banking.

For details, please refer to the au Jibun Bank website below.

https://www.jibunbank.co.jp/campaign/2026/20260601_summer_yen_deposit/

As a member of the au Financial Group, au Jibun Bank offers various financial services such as deposits, remittances, payments, and loans, with the purpose of "Leveraging digital technology. Thinking from the customer's perspective. And moving towards finance that exceeds expectations." We will continue to strive for further development as a bank that "brightens the future" by aiming for the sustainable development of all stakeholders and creating new experiential value that exceeds customer expectations.

End

(Note 1) As of June 29, 2026.

*The campaign may be changed or canceled without prior notice due to changes in financial conditions, etc.

[Campaign Overview] Regarding the "Summer Special 1-Year Rate Campaign"

Name

Summer Special 1-Year Rate Campaign

Period

June 1, 2026 (Mon) - August 31, 2026 (Mon)

Benefit

During the campaign period, a special annual interest rate of 1.30% (1.03% after tax) will be applied to deposits made for the "1-Year Yen Time Deposit."

*The special interest rate applies only to the initial 1-year term.

*An additional 0.79% per annum (before tax) will be added to the regular annual interest rate of 0.51% (before tax).

*After the maturity date, the "Automatic Refund Type" will apply the bank's prescribed Yen ordinary deposit interest rate, while the "Principal and Interest Renewal Type" and "Principal Renewal Type" will apply the bank's prescribed Yen time deposit interest rate for the same period after the maturity date.

*For the "Principal and Interest Renewal Type" and "Principal Renewal Type," the campaign name will be displayed on the statement after the maturity date, but the bank's prescribed Yen time deposit interest rate for the same period after the maturity date will apply.

*There is no limit to the deposit amount or number of times. (The maximum number of statements that can be created is 300 per customer, including all Yen time deposit campaigns.)

*In consideration of changes in financial conditions, the special interest rate for the "1-Year Yen Time Deposit" during the campaign period was raised from a special rate of 1.20% per annum (0.95% after tax) to a special rate of 1.30% per annum (1.03% after tax) as of June 29, 2026.

*For deposits made before June 28, 2026, an annual rate of 1.20% (0.95% after tax) will apply.

Applicable Conditions

Select "Summer Special 1-Year Rate Campaign 2026" from the [Available Campaigns/Programs] displayed at the time of transaction, and make a new deposit into the 1-Year Yen Time Deposit.

Notes

- Yen time deposits that mature during the campaign period and are automatically renewed are not eligible.

- The campaign may be changed or canceled without prior notice due to changes in financial conditions, etc.

- Deposits made during the campaign period that are canceled before maturity will not be eligible for the benefit.

- Due to timing of interest rate updates, the displayed interest rate may differ from the actual applicable rate. Please be sure to confirm the applicable interest rate on the confirmation screen for Yen time deposit transactions on internet banking before making a transaction.

- After the maturity date, the "Automatic Refund Type" will apply the bank's prescribed Yen ordinary deposit interest rate, and the "Principal and Interest Renewal Type" and "Principal Renewal Type" will apply the bank's prescribed Yen time deposit interest rate for the same period after the maturity date.

- Interest is subject to withholding tax of 20.315% (15.315% national tax, 5% local tax), including the "Special Reconstruction Income Tax."

- Please note that if a time deposit is canceled mid-term, the bank's prescribed mid-term cancellation interest rate corresponding to the elapsed period after deposit will apply.

Mid-term Cancellation Rate >

- For other details, please check the product details of the Yen Time Deposit.

Yen Time Deposit >

Campaign Details

https://www.jibunbank.co.jp/campaign/2026/20260601_summer_yen_deposit/