Bandle Card Adds New Feature to Better Visualize "Money Available Now" by Including Future Expenses

Kanmu Inc. (Shibuya-ku, Tokyo, Representative Director, Executive Officer, CEO: Wataru Yamaki) has added a new feature to the Visa prepaid card app "Bandle Card" as part of its renewal project "Re: Bandle Card." This feature makes it easier to grasp "money available now" by taking into account planned future expenses.

The newly added features include "Registering Plans," which allows users to pre-register planned expenses, and "Let's Try List," which introduces features within the Bandle Card app and useful ways to use them. With "Registering Plans," users will be notified via push notification if there is a possibility of insufficient balance before the payment date.

On the occasion of Bandle Card's 10th anniversary, we are promoting the service renewal project "Re: Bandle Card."

Until now, Bandle Card has supported daily payment experiences as a Visa prepaid card that can be issued instantly from the app. With this update, we are expanding the user experience to include planned future expenses in addition to daily payments.

In recent years, with the spread of cashless payments and the increase in subscription services, the timing of expenses has become more dispersed. Therefore, there are increasing situations where it is difficult to determine "money available now" based solely on the current balance, without considering planned future expenses.

Under the concept of "Towards an experience where money options connect naturally," "Re: Bandle Card" aims to make everyday money experiences more natural, easier to use, and clearer, starting with payments.

As part of this update, we are providing an experience that allows users to better grasp "money available now" by including not only their current balance but also planned future expenses. We are also adding pathways to naturally discover useful features and usage methods within the app.

About the newly added features

1. Registering Plans

"Registering Plans" is a feature that makes it easier to understand the money available now by pre-registering planned future expenses. It also notifies users via push notification if there is a possibility of insufficient balance before the registered payment date.

Users can easily register planned expenses such as social gatherings, trips, shopping, and regular payments within the app. Registered plans are compared against the current balance, and users can receive notifications to charge if necessary. This allows users to be aware of potential shortfalls in advance and charge early, rather than realizing a lack of funds just before payment.

By pre-registering the details, amounts, and payment dates of future expenses, it becomes easier to understand the money available now.

2. Let's Try List

Through the "Re: Bandle Card" project, Bandle Card plans to sequentially expand its daily money-related features and experiences. To ensure these convenient features are fully utilized, the "Let's Try List" clearly introduces in-app features and useful usage methods based on the user's usage status. For first-time users, it guides them through basic actions like "Let's try charging," providing a natural way to encounter Bandle Card's features and new usage methods.

New features that are added periodically, and convenient features that have not yet been used, will be introduced according to the user's usage status. It can be used as a pathway to naturally discover in-app features and new usage methods.

Future Outlook

We will continue to advance the creation of services that naturally connect various aspects of daily finances, starting with payments, through the "Re: Bandle Card" project.

We will continuously update the Bandle Card user experience to enable users to manage their daily finances more clearly, naturally, and without strain.

About Bandle Card

Bandle Card is a Visa prepaid card that can be issued in as little as 1 minute*1. It can be used at Visa merchants in over 200 countries and regions worldwide, including Japan*2, and is supported by many users for its peace of mind with a clear understanding of usage amounts due to its rechargeable nature. It also features convenient functions such as "Pochi-tto Charge"*3, which allows instant charging by entering an amount in the app. In addition to the "Virtual Card" that can be displayed in a smartphone app for online shopping, plastic cards "Real" and "Real+ (Plus)"*4 are available for use at physical stores. Furthermore, on Android devices only, it supports Visa Touch Payment, allowing payments by simply holding your smartphone.

In January 2026, we surpassed 14 million downloads.

*1 Bandle Card is available to individuals aged 13 and over. Parental consent is required for minors. *2 Some Visa merchants may not be available depending on the type of card. *3 Pochi-tto Charge utilizes services provided by Seven Bank, Ltd. Fees, age verification, and screening apply. *4 Real+ (Plus) requires identity verification.

Please refer to the service details here (https://vandle.jp).

Kanmu Inc. Company Overview

Company Name: Kanmu Inc. Representative: Representative Director, Executive Officer, CEO Wataru Yamaki Established: January 14, 2011 Location: 4F, Sanfuto Building Shin-kan, 1-20-18 Ebisu, Shibuya-ku, Tokyo Corporate Site: https://kanmu.co.jp/ Brand Logo URL: https://kanmu.co.jp/brand-guidelines/

Kanmu is a FinTech company with the mission to "Create new options for money."

As a B2C business, we develop and operate the Visa prepaid card "Bandle Card," which can be issued instantly from an app and achieved 14 million downloads in January 2026, as well as "Pool," which allows users to complete "investment and payments" within a single app. As a B2B business, we provide cash flow solutions "Sakutto Shikin Chōtatsu" and "Sakutto Bunkatsu" for small and medium-sized businesses.

As a member of the MUFG Group, we aim to create new options for money and realize a society where banking functions are updated.

Prepaid Payment Instrument (Third-Party Type) Issuer: Director of Kanto Local Finance Bureau No. 00690

Type II Financial Instruments Business: Director of Kanto Local Finance Bureau (Kinsho) No. 3321

Electronic Payment Service Provider: Director of Kanto Local Finance Bureau (Den-dai) No. 146

Affiliated Associations: General Incorporated Association Fintech Association, General Incorporated Association Financial Data Utilization Promotion Association, General Incorporated Association Type II Financial Instruments Firms Association