au Financial Service (Headquarters: Minato-ku, Tokyo; President and Representative Director: Atsushi Nagano) will release the fourth installment of its "au PAY Smart Loan" Web commercial, the "Moraeru" episode (hereinafter referred to as "This CM"), on July 6, 2026.

This CM humorously conveys the reason why it's "Mochiron" (of course) for au users, focusing on the benefit of receiving 1,000 yen worth of au PAY balance (tax-exempt) just for signing up, in response to the question "Nande, Mochiron?" (Why, of course?) depicted throughout the series. In the unusual setting of an interrogation room, it humorously portrays the cost-effectiveness of "au PAY," which can be used for everyday payments, and impressively communicates the benefits of au PAY that users should know.

CM Story

Continuing from the third installment of the series, the setting for this CM is the familiar, tense interrogation room. Interactions unfold between Senior Detective Kenjiro Tsuda, Junior Detective Karisu Okabe, and the mysterious key witness Hisashi Yoshizawa.

The topic of "au PAY" somehow comes up, triggered by the payment for a katsudon order. Furthermore, a statement from the key witness (Yoshizawa) reveals the fact that one can receive 1,000 yen worth of au PAY balance just by signing up for "au PAY Smart Loan."

In response to the question, "Did you not know?" implying it's obvious, the senior detective (Tsuda) cannot answer immediately and can only manage to deflect by saying, "Well, Mochiron..."

The composition humorously depicts the gap between the tense interrogation room setting and the everyday, cost-effective information, making the message "Mochiron for au users" convincing.

CM Overview

Title: "Moraeru" Episode (30 seconds)

Release Date: Scheduled for distribution on YouTube, etc., from July 6, 2026

CM Main URL: https://www.kddi-fs.com/r/slcm04/

First to third installments can be viewed here:

CM/Video Gallery: https://www.kddi-fs.com/r/slcm/

Kenjiro Tsuda Profile

Voice actor and actor.

As a voice actor, he has been involved in numerous anime works such as "Yu-Gi-Oh! Duel Monsters Series," "The Prince of Tennis," "Golden Kamuy," "Jujutsu Kaisen," "Chainsaw Man," as well as Western film dubbing for "Star Wars Series" and narration for various genres.

Received the 15th Seiyu Awards for Best Actor.

Received the 53rd Best Dresser Award in the Entertainment category.

He is also widely active as an actor in serial TV novels such as "Anpan," Taiga dramas such as "Berabou: Tsutajyu Eiga no Yume Monogatari," Sunday dramas such as "The Royal Family," and "Ramune Monkey."

Hisashi Yoshizawa Profile

Actor.

Born in 1978 in Tokyo. Debuted as an actor in 1998.

Since then, he has been active in a wide range of fields including film, television, and stage, playing numerous roles from leading to supporting characters, and is supported by a wide audience for his humanistic performances.

Recent works include the NHK late-night drama "Kaedama Bravo!", the TBS Sunday drama "The Royal Family," and the leading role in the stage play "Harry Potter and the Cursed Child."

He is currently appearing in the TV Asahi Friday night drama "Meitantei no Mamatte Ite."

His upcoming films include "Kimi ni Hikari Hanataba wo" to be released in the fall of 2026.

About au PAY Smart Loan

"au PAY Smart Loan" is a convenient and cost-effective cardless loan service that allows you to complete everything from application to borrowing and repayment via smartphone. You can borrow directly to your au PAY balance or through Seven Bank smartphone ATMs*. The au PAY balance charged via au PAY Smart Loan can be used at various stores nationwide, such as convenience stores, supermarkets, and drugstores, through au PAY (code payment) or the au PAY prepaid card, and you can earn 1 Ponta Point for every 200 yen spent.

Furthermore, for au users, the application process is smart because your registered customer information is automatically reflected. We aim for you to experience the convenience of au PAY Smart Loan as a smart choice for "au users."

Currently, au PAY Smart Loan offers a campaign with effectively 0 yen interest for up to 60 days, plus three attractive benefits for enrollment and usage.

*Use of Seven Bank smartphone ATM requires the au PAY Smart Loan app.

Current au PAY Smart Loan Campaigns and Benefits

● First-Time User Support Program

Interest cashback for up to 60 days from enrollment!

● Receive au PAY Balance! 3 Attractive Benefits

Please refer here for details on eligibility exclusions, precautions, and benefit details for each offer.

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Features of au PAY Smart Loan (https://loan.kddi-fs.com/)

1. Easy Application

If you have an au ID, the number of input fields is reduced, and you can easily complete your application from your smartphone.

2. Complete with Just Your Smartphone, No Need to Visit an ATM

You can borrow directly to your registered financial institution account from your smartphone, saving you the trouble of finding and queuing at an ATM. You can also charge your au PAY balance directly, so you can solve your problems with just your smartphone when you're in a pinch.

3. Shortest Screening in 30 Minutes, Fastest Same-Day Loan Possible

Enrollment screening is completed in as little as 30 minutes from application (*), allowing for same-day borrowing. Repayments can be made from as little as 4,000 yen per month for loans within 100,000 yen.

*Depending on application details and time, your request may not be met.

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FACT BOX

  • Source: PR TIMES
  • Category: 広告
  • Organizations: au PAY / KDDI