Stock and Currency Volatility Boosts Safe-Haven Demand: Taishin Richart Launches 6-Month 2.2% High-Yield Deposit to Attract Funds

Amid recent fluctuations in market interest rates and stock and foreign exchange markets, demand for stable returns and flexible fund management has increased among individuals. Taishin Bank's digital brand, Richart, has announced a new 'New Funds New Taiwan Dollar High-Yield Time Deposit Campaign,' offering a preferential annual interest rate of 2.2% for a 6-month term. The campaign allows individual users to open multiple time deposit accounts, enhancing flexibility in fund allocation.

According to Taishin Bank, many investors prefer to use time deposits as a safe haven for emergency funds or short-term capital during periods of stock and currency market volatility. To meet this demand, Richart has extended its previous interest rate offerings and expanded fund management options by launching a 6-month time deposit with an annual interest rate of 2.2%. The minimum deposit per account is NT$10,000, with a maximum cap of NT$2 million.

Users who meet the 'new funds' criteria are eligible to open multiple campaign-linked deposits under a single account, enabling better fund segmentation for different purposes such as education, travel, or emergency savings. The campaign runs from now until September 30, 2026, though it may end early if the funding quota is filled.

In addition to the time deposit offer, new users opening a Richart digital deposit account for the first time can enjoy complementary benefits. By activating a designated high-yield sub-account, new customers can earn a preferential savings interest rate of 3.5% on balances up to NT$300,000. Furthermore, by entering the exclusive code '2026RT200' during account setup and completing the login process, users will receive a NT$200 welcome gift.

As financial institutions continue to refine their digital account strategies, Taishin Richart aims to attract depositors seeking short-term risk mitigation and flexible fund usage through a combination of 'high-yield savings' and 'multi-deposit options.' Looking ahead, Richart plans to continuously roll out convenient and competitive digital financial solutions to help users manage their funds more efficiently, delivering a secure and effective financial experience.