Core Business and Fee Income Shine! Changhua Bank Posts Record First-Seven-Month Profit of NT$13.492 Billion, EPS Reaches NT$1.12

Changhua Bank (2801-TW) today announced its consolidated pre-tax profit for July 2026 reached NT$2.409 billion, with post-tax profit at NT$2.178 billion, representing a 14.72% year-on-year increase. Cumulative pre-tax profit for the first seven months totaled NT$15.522 billion, up 18.91% from the same period last year. Fueled by robust core business momentum, combined growth in net interest income and fee income drove cumulative post-tax profit to NT$13.492 billion, setting a new high for the period and marking a 22.35% annual increase. Earnings per share (EPS) stood at NT$1.12.

The bank’s core operations remain strong, with fee income continuing to grow. Wealth management now accounts for nearly 80% of total fee revenue. By integrating three key pillars—high-net-worth services, trust solutions, and inclusive finance—Changhua Bank delivers comprehensive financial services spanning career accumulation, retirement planning, and intergenerational wealth transfer, showcasing its century-old expertise in wealth management.

Since establishing its high-net-worth service team in 2018, Changhua Bank has served over 1,500 affluent clients, offering customized wealth management solutions that integrate investment planning, family offices, trust structuring, asset succession, and cross-border financial services. The opening of the Asia Financial Center Kaohsiung Special Zone Branch on March 26, 2026, is expected to drive steady growth in both client numbers and assets under management by year-end, further strengthening its competitive edge.

In trust services, the bank has introduced the 'An Yang Chuan Fu Trust' based on a whole-life trust concept, utilizing modular contract design. This single-contract solution integrates diverse assets and functions, connecting needs across employment, retirement, risk protection, and wealth inheritance stages, delivering flexible, efficient, and long-term client陪伴 services.

Additionally, as part of its inclusive finance initiative, Changhua Bank joined the TISA fund distribution network and launched the 'TISA Monthly Deduction Investment Easy GO' program. With low entry barriers, digital application processes, and a dual-zero fee model (no subscription or management fees), it helps individuals build disciplined, long-term investment habits, laying a solid foundation for wealth accumulation.

Looking ahead, Changhua Bank will continue to uphold its values of passion, efficiency, and innovation, deepening digital financial applications. By integrating high-net-worth services, whole-life trusts, and inclusive investment mechanisms, it aims to build a wealth management platform with international vision and professional distinction, guiding clients toward a future of sustainable wealth growth and legacy preservation.