Can 18-Year-Old College Students Open a Securities Account? No Parental Consent Required After Adulthood – Full Guide to Application Process and Required Documents!

With Taiwan’s Civil Code lowering the legal age of adulthood from 20 to 18, many college students are asking: "Can I open a securities account at 18?" The answer is yes. Anyone aged 18 or older has full legal capacity and can apply for a securities account independently, without requiring consent from a legal guardian or parent.

Can 18-year-olds open a securities account themselves? What documents are required?

Many still believe that opening a securities account requires parental accompaniment—this rule only applies to minors.

Once you turn 18, you can apply for an account on your own, complete the process online, and do not need signatures or approval from parents or legal guardians.

YungChin Securities’ DaHuTou offers online account opening. As long as you prepare your identification documents and a personal bank account, you can finish the entire process from home—very convenient.

Before applying, check whether you have the following documents ready to avoid delays in the review process.

Generally required documents:

- National ID card - Second form of ID: NHI card / driver’s license / passport (choose one) - Personal bank account (for settlement purposes) - Mobile phone number - Email address

Additionally, YungChin Securities’ DaHuTou has launched a “Fund Management Account (Sub-Account)” tool supporting 26 banks.

What is a Sub-Account?

Think of a sub-account as linking your existing bank account directly to your securities account—no need to open a separate bank account.

According to YungChin Securities’ official Fund Management Account website, the following banks are currently supported:

Taiwan Bank, Land Bank of Taiwan, Cooperative Bank, First Commercial Bank, Hua Nan Bank, Chang Hwa Bank, Shanghai Commercial & Savings Bank, Taipei Fubon Bank, Cathay United Bank, Kaohsiung Bank, Mega International Commercial Bank, O-Bank, Taiwan Business Bank, Taichung Bank, Hwatai Bank, Shin Kong Bank, Sunshine Bank, Far Eastern International Bank, Yuanta Bank, Bank SinoPac, E.SUN Bank, Kai-Chi Bank, Taishin Bank, CTBC Bank, Next Bank, Rakuten Bank.

Opening a securities account with a sub-account is super convenient 【 Open Now via DaHuTou App 】

Full article:

Can 18-Year-Old College Students Open a Securities Account? No Parental Consent Required After Adulthood – Full Guide to Application Process and Required Documents!

2. Is the App Easy to Use?

Beginner investors interact daily with their broker’s app.

Interface intuitiveness, ease of placing orders, and real-time information availability all affect user experience.

The YungChin DaHuTou app offers multiple practical features, including Smart Orders, Smart Subscription, Dividend Reinvestment, Stock Lottery, and millisecond-level U.S. stock quotes. From local Taiwanese stocks to overseas investment data, everything can be managed on one platform. For new investors, this lowers operational barriers and helps gradually build sound investment habits.

3. Does It Support Fractional Shares and ETF Dollar-Cost Averaging?

For those just starting out with limited funds, college students can prioritize transaction methods that support micro-investing, such as:

• Fractional share trading • ETF dollar-cost averaging

These flexible investment methods allow users to accumulate experience and cultivate long-term financial habits without needing large upfront capital.

The YungChin DaHuTou app supports all the above functions, enabling beginner investors to start investing easily based on their personal financial plans.

4. Are There New User Promotions or Investment Learning Resources?

For college students, beyond trading functionality, whether a broker offers beginner-friendly resources is also crucial. Comprehensive promotions and learning tools help lower entry barriers into the market and accelerate the development of sound investment concepts.

Common useful resources include:

Up to 988 TWD in new account bonuses: Campaign period from July 1, 2026, to December 31, 2026. Limited to new accounts. Benefits: (1) 200 TWD FamilyMart e-gift card (limited to first 3,000 applicants); (2) Additional 100 TWD FamilyMart e-gift card upon linking Fund Management Account (limited quantity); (3) Free 30-day trial of FengXue PRIME (worth $688). Visit detailed campaign terms.

Investment courses: “Fengyun Academy” offers free, rich articles on Taiwan stocks, U.S. stocks, ETFs, and market analysis to help beginners build investment knowledge.

Market analysis reports: DaHuTou provides daily investment reports to help investors track market dynamics and develop analytical skills.

These resources help lower the barrier for beginners entering the investment market.

Get rewards when opening a new account: 200 TWD FamilyMart e-gift; link Fund Management Account (sub-account) to receive an additional 100 TWD e-gift card (limited) 【 Learn More 】

How to choose when opening your first securities account?

With numerous brokers available, beginners can compare using the following criteria:

1. Commission discounts

Stock trading incurs commissions, and better discounts help reduce investment costs.

DaHuTou app offers competitive commission discounts → Consult YungChin Securities DaHuTou official website

Full article:

Can 18-Year-Old College Students Open a Securities Account? No Parental Consent Required After Adulthood – Full Guide to Application Process and Required Documents!

2. Is the App Easy to Use?

Beginner investors interact daily with their broker’s app.

Interface intuitiveness, ease of placing orders, and real-time information availability all affect user experience.

The YungChin DaHuTou app offers multiple practical features, including Smart Orders, Smart Subscription, Dividend Reinvestment, Stock Lottery, and millisecond-level U.S. stock quotes. From local Taiwanese stocks to overseas investment data, everything can be managed on one platform. For new investors, this lowers operational barriers and helps gradually build sound investment habits.

3. Does It Support Fractional Shares and ETF Dollar-Cost Averaging?

For those just starting out with limited funds, college students can prioritize transaction methods that support micro-investing, such as:

• Fractional share trading • ETF dollar-cost averaging

These flexible investment methods allow users to accumulate experience and cultivate long-term financial habits without needing large upfront capital.

The YungChin DaHuTou app supports all the above functions, enabling beginner investors to start investing easily based on their personal financial plans.

4. Are There New User Promotions or Investment Learning Resources?

For college students, beyond trading functionality, whether a broker offers beginner-friendly resources is also crucial. Comprehensive promotions and learning tools help lower entry barriers into the market and accelerate the development of sound investment concepts.

Common useful resources include:

Up to 988 TWD in new account bonuses: Campaign period from July 1, 2026, to December 31, 2026. Limited to new accounts. Benefits: (1) 200 TWD FamilyMart e-gift card (limited to first 3,000 applicants); (2) Additional 100 TWD FamilyMart e-gift card upon linking Fund Management Account (limited quantity); (3) Free 30-day trial of FengXue PRIME (worth $688). Visit detailed campaign terms.

Investment courses: “Fengyun Academy” offers free, rich articles on Taiwan stocks, U.S. stocks, ETFs, and market analysis to help beginners build investment knowledge.

Market analysis reports: DaHuTou provides daily investment reports to help investors track market dynamics and develop analytical skills.

These resources help lower the barrier for beginners entering the investment market.

Get rewards when opening a new account: 200 TWD FamilyMart e-gift; link Fund Management Account (sub-account) to receive an additional 100 TWD e-gift card (limited) 【 Learn More 】