2891 CTBC Financial: Subsidiary CTBC Bank Transfers Credit Assets

Announcement Date: September 26, 2026 Statement Date: September 25, 2026 Statement Time: 09:44:25 Company Code: 2891 Company Name: CTBC Financial Subject: Announcement on the Transfer of Credit Assets by Subsidiary China Trust Commercial Bank Applicable Clause: Item 20 Factual Date: September 25, 2026

Details: 1. Name and nature of the subject matter (for preferred shares, specify dividend rate and other terms): Financial institution loan receivables

2. Factual date: September 25, 2026 ~ September 25, 2026

3. Board approval date: Not applicable

4. Other approval dates: Approval level: Credit Review Committee Date: March 19, 2026 (Minguo Year 115)

5. Number of units, unit price, and total transaction amount: Not applicable Not applicable JPY 3,650,000,000

6. Counterparty and relationship with the company (if individual and not a related party, name may be omitted): Taipei Fubon Commercial Bank (Tokyo Branch) Not a related party.

7. If counterparty is a related party, disclose reason for selection, previous owner, relationships among parties, transfer date, and amount: Not applicable

8. If ownership within the past five years involved a related party, disclose acquisition/disposal date, price, and relationship at time: Not applicable

9. Details regarding disposal of receivables (including types of collateral, if any related-party receivables are involved, state name and book value): Not applicable

10. Gain or loss from disposal (not applicable if acquiring securities; deferred gains/losses must be explained): None.

11. Delivery or payment terms (period and amount), contractual restrictions, and other important agreements: Payment terms: As per contract. Important agreements: As per contract.

12. Decision-making method, pricing reference basis, and decision unit: Approved by the bank’s internal final review unit; terms based on contract and general market practices.

13. Net asset value per share of the securities-issuing company acquired or disposed: Not applicable

14. Cumulative holdings (including this transaction) of such securities: quantity, amount, ownership percentage, and rights restrictions (e.g., pledge status): Not applicable

15. Aggregate investment in securities under Article 3 of the 'Asset Acquisition and Disposal Rules for Publicly Issued Companies' as a percentage of total assets and equity attributable to parent owners in the latest financial statements, and operating capital amount: Not applicable

16. Broker and brokerage fees: Not applicable

17. Specific purpose or use of the acquisition or disposal: To enhance liquidity of the loan asset portfolio.

18. Dissenting director opinions on this transaction: Not applicable

19. Is this a related-party transaction? No

20. Date of supervisor approval or audit committee consent: Not applicable

21. Did the accountant issue a non-reasonableness opinion? Not applicable

22. Accounting firm name: Not applicable

23. Accountant name: Not applicable

24. Accountant license number: Not applicable

25. Does this involve a change in business model? No

26. Explanation of business model change: Not applicable

27. Transaction history with counterparty over the past year and expected future one year: Routine business transactions

28. Source of funds: Not applicable

29. Previous material information announcement date for the same event: Not applicable

30. Other explanatory matters: This transaction is calculated based on the exchange rate as of September 22, 2026 (JPY 1 = NTD 0.2010).