Paygent Joins the Business Invoice Payment Service Association (BIPSA) to Promote B2B Payment DX

Paygent Co., Ltd. (Headquarters: Shibuya-ku, Tokyo; President: Junichi Suzuki; hereinafter "Paygent") is pleased to announce that it has joined the Business Invoice Payment Service Association (hereinafter "BIPSA"), established by the Japan Cashless Promotion Council, as a full member to promote the sound development and user protection of B2B payment services.

Background As the digitalization of B2B transactions accelerates, "BIPS (Business Invoice Payment Service)"—which allows invoices to be paid via credit card—is rapidly spreading as a new method for optimizing corporate cash management. However, with the expansion of these services, BIPS operators are required to maintain higher levels of governance and compliance, including the prevention of fraudulent use and the exclusion of anti-social forces.

Purpose and Significance of Participation As a payment service provider, Paygent has consistently provided a secure payment environment through compliance with the international security standard "PCI DSS" and its own rigorous screening system. By joining BIPSA as a BIPS operator, Paygent will further strengthen its operations in accordance with the "Business Invoice Payment Transaction Guidelines" formulated by the association. This will enhance the flexibility of cash management for buyers while supporting prompt and reliable payments to suppliers, thereby striving to build a sound payment environment where both parties can use our "BizPay Invoice Card Payment" service with greater peace of mind.

Future Outlook As a member of BIPSA, Paygent will continue to create a "sound payment cycle" where the facilitation of buyer payments contributes to the improvement of supplier cash flow, acting as a driving force for this payment method to take root as social infrastructure. We will continue to promote the improvement of service convenience and functional expansion to meet diverse business needs. We will lead the digital shift in payments across all business scenes, contributing to the further growth of companies and the revitalization of the economy.

About BIPSA BIPSA is an industry organization that promotes the sound adoption of invoice card payment services. Its mission is to build a new standard for B2B payments for buyers and suppliers, together with BIPS operators and payment service providers. Name: Business Invoice Payment Service Association Main Roles: Formulation of "Business Invoice Payment Transaction Guidelines," registration of managed BIPS operators, and public awareness activities and statistical publication for users (buyers/suppliers). URL: https://bipsa.org/

About "BizPay Invoice Card Payment" "BizPay Invoice Card Payment" is a service that allows companies to pay invoices using their own credit cards, even when the supplier does not support credit card payments. By using this service, companies can consolidate settlement tasks, contributing to significant efficiency in accounting operations. Furthermore, by delaying the payment timing, companies can expand their range of fund utilization, such as allocating cash on hand to business investments or other working capital.

About Paygent Co., Ltd. Paygent is a payment service company with a stable management foundation, 50% owned by NTT DATA Corporation and 50% by Mitsubishi UFJ NICOS Co., Ltd. The Paygent payment agency service allows for the collective introduction of various payment methods, including credit card payments. In addition to online shopping, digital content, and various personal services, it also supports payment processing for B2B transactions. Name: Paygent Co., Ltd. Location: Shibuya Prime Plaza, 19-1 Maruyamacho, Shibuya-ku, Tokyo President: Junichi Suzuki Established: May 1, 2006 URL: https://www.paygent.co.jp/ Business: Payment agency services for e-commerce operators, collection agency services for electronic commerce, and payment agency services.