Raccoon Financial Partners with Yamanashi Central Bank to Offer Subscription-Based Receivables Guarantee

Raccoon Financial Co., Ltd. (Head Office: Chuo-ku, Tokyo; President & CEO: Yuji Akiyama) has entered a partnership agreement with Yamanashi Central Bank, Ltd. (Head Office: Kofu City, Yamanashi Prefecture; President & CEO: Yoshia Furuya, hereinafter 'Yamanashi Central Bank') for customer referrals regarding its subscription-based receivables guarantee service, URIHO (Uriho).

Overview

Under this partnership, URIHO—the industry's first subscription-based receivables guarantee service designed to address non-payment risks from delayed payments or client bankruptcies—will be introduced to Yamanashi Central Bank's customers who need such solutions. URIHO offers affordable monthly pricing starting at ¥9,800 and a simple product design, making it accessible even for small and medium-sized enterprises (SMEs).

As SMEs face challenges such as worsening cash flow, labor shortages, inflation, and succession issues, Yamanashi Central Bank can now offer a new solution: a receivables guarantee service that prepares businesses for unexpected non-payment risks.

Raccoon Financial will continue strengthening collaborations with regional financial institutions to further expand URIHO's user base.

References

Yamanashi Central Bank: https://www.yamanashibank.co.jp

Address: 1-20-8 Marunouchi, Kofu City, Yamanashi Prefecture

Founded: December 1941

President & CEO: Yoshia Furuya

URIHO (Uriho): https://uriho.jp

A subscription-based receivables guarantee service primarily targeting SMEs. If a trading partner fails to pay due to financial distress or bankruptcy, URIHO pays the transaction amount on their behalf. The entire process—from application and credit assessment to claim submission—is automated, achieving the industry's first 'flat-rate, unlimited guarantee*' model. Monthly plans are available at ¥9,800, ¥29,800, and ¥99,800.

*Each plan has a maximum guaranteed amount. Within this limit, multiple clients can be covered.

Raccoon Financial Co., Ltd.: https://www.raccoon.ne.jp/financial/

Representative: President & CEO Yuji Akiyama Head Office: 1-14-14 Kakigaracho, Nihonbashi, Chuo-ku, Tokyo Established: October 2010 Capital: ¥490,000 thousand Shareholder: Raccoon Holdings Co., Ltd. (100%) Listed on the Tokyo Stock Exchange Prime Market, Stock Code: 3031

Service Inquiries URIHO Support Desk TEL: 03-6661-9528

Press Inquiries Raccoon Holdings Co., Ltd. Public Relations Contact: Okubo MAIL: [email protected]