Loans Available for Resort Membership Purchases

株式会社RESORT X (RESORT X Inc.) (Headquarters: Kyoto City, Kyoto Prefecture, Representative Director: Ren Matsuura), which operates a resort membership platform with the concept of "Turning travel into assets," and Cloud Loan Inc. (Headquarters: Shinjuku City, Tokyo, Representative Director: Daisuke Murata), which operates the online loan comparison platform "Cloud Loan," have partnered to offer resort membership purchases utilizing loans.

Purpose of This Partnership

RESORT X MEMBERSHIP is a resort membership service that aims to provide both high-quality stays and asset value, not just accommodation facilities, with the possibility of sale or transfer while in use.

On the other hand, purchasing a membership requires a significant amount of funds, leading to anticipated needs such as "wanting to purchase while preserving liquid assets" or "wanting to own a membership while retaining funds for business or investment."

Cloud Loan is a loan comparison platform that allows for pre-loan screening and comparison of proposals from multiple financial institutions online, without the need to visit a bank. This partnership will create an environment where customers considering membership purchases can more smoothly compare and consider means of financing their purchases.

Loan Application Flow

The following flow is envisioned for using Cloud Loan for RESORT X MEMBERSHIP purchases.

STEP 1: Inquiry

For those interested in using a loan for membership purchase, please contact RESORT X. Eligible customers will be provided with a URL for Cloud Loan screening.

STEP 2: Information Input on Cloud Loan

From the dedicated URL, please enter necessary information such as your current borrowing status with other companies, address, and place of employment, and apply for screening.

STEP 3: Screening and Loan Offer Review

Based on the screening results, loan offers will be sent from financial institutions. Customers can compare terms such as interest rates and loan amounts.

STEP 4: Formal Application to Financial Institution

Select your preferred financial institution and proceed with the procedures required by that institution, such as answering additional questions and submitting necessary documents.

STEP 5: Deposit and Membership Purchase Procedures

After completing the procedures with the financial institution, proceed with the membership purchase procedures according to the deposit schedule.

* The screening results and the period until deposit vary depending on the financial institution and application details. * The pre-screening result is typically available on the same day, and the approval for the formal application is estimated to take approximately 2-3 business days. The period until fund transfer depends on the procedures of the financial institution.

Estimated Usage Conditions

The outline of loan products that can be compared through Cloud Loan is as follows:

・Target Age: 20 years or older at the time of application / Under 75 years old at the time of final repayment

・Eligible Applicants: Individuals with stable income

・Loan Amount: Up to 5 million yen

・Interest Rate: From 3.0% per annum

・Loan Term: Within 10 years

・Guarantor: Generally not required

・Collateral: Generally not required

* The above is an example, and actual conditions vary by financial institution. * Borrowing is subject to screening by the financial institution. * Receiving a loan offer does not guarantee financing. * This service is not a mechanism for preferential interest rates through Cloud Loan; it is a service for customers to compare terms offered by each financial institution to find the best fit. * Applications under corporate names are not eligible; applications under individual names are eligible.

Future Outlook

RESORT X will continue to provide options that allow for more flexible and accessible consideration of resort memberships. In addition to the currently popular "RAV RESORT OKINAWA," we will rapidly expand our number of locations starting in July 2026.

Through this partnership with Cloud Loan, we aim to lower the financial hurdles for membership purchases and support customers in making purchase decisions tailored to their individual lifestyles and financial plans.

About 株式会社RESORT X (RESORT X Inc.)

Company Name: 株式会社RESORT X (RESORT X Inc.)

Location: 280 Tenjinyama-cho, Nakagyo-ku, Kyoto City, Kyoto Prefecture, 604-8221

Representative: Ren Matsuura, Representative Director

Established: October 6, 2025

Business Activities: Membership Platform Business / Accommodation SaaS Business / Membership and Accommodation Voucher Distribution Business

Official Website: https://www.resortx.co.jp/

About Cloud Loan Inc.

Company Name: Cloud Loan Inc.

Location: PMO Nishi-Shinjuku 6F, 8-1-2 Nishi-Shinjuku, Shinjuku-ku, Tokyo, 160-0023

Representative: Daisuke Murata, Representative Director

Established: July 5, 2018

Business Activities: Loan Matching Platform "Cloud Loan"

Official Website: https://crowdloan.jp/