SMBC Launches Upgraded 'SMBC Purchase Plus' Today

SMBC Card Co., Ltd. (Headquarters: Koto-ku, Tokyo / President and CEO: Yukihiko Onishi, hereinafter referred to as 'SMBC Card') today launched the upgraded 'SMBC Purchase Plus' service, which enhances the collection and visibility of expense data—such as when, where, by whom, and for what purpose expenses are incurred—and strengthens security and usability.

Request materials here: https://houjin.smbc-card.com/downloadlist/wp_corp_purchaseplus

For the development of this service, Visa Worldwide Japan K.K. (Headquarters: Chiyoda-ku, Tokyo / President and CEO: Seitan Kitney), with which SMBC collaborated on the corporate digital financial service 'Trunk,' and Infucurion Inc. (Headquarters: Chiyoda-ku, Tokyo / President and CEO: Hiroki Maruyama), with which SMBC established a capital and business alliance in 2024, also participated.

(Challenges in Daily Accounting Operations)

- Daily accounting operations face challenges in governance and operational efficiency.

- Many customers emphasize governance and efficiency as key factors when selecting corporate cards.

※Survey conducted by SMBC Card (Survey period: January 27 to February 2, 2026; Respondents: Men and women aged 20–69 nationwide, individuals from companies with annual revenue over 1 billion JPY, and current corporate card users; Method: Online web survey)

(What is SMBC Purchase Plus?)

- SMBC Purchase Plus enables efficient expense management, fraud prevention, and enhanced security.

- Furthermore, the following features take 'safety, security, and ease of use' one step further:

- Real-time monitoring of usage status via Slack notifications, in addition to traditional email alerts

- Enhanced security during non-usage periods through instant card lock functionality

- Improved usability through enhanced UI/UX during sub-number issuance

※Sub-number: A card number issued and linked to the primary card number (parent number) provided by SMBC Card, with restrictions on usage period and spending limit.

- SMBC Purchase Plus is convenient in the following scenarios (use cases):

Scenario ①: When urgent office supply purchases or business trips arise.

- Instant issuance (use only when needed)

- Disposable sub-numbers (reducing fraud risk)

Scenario ②: For short-term or sudden projects.

- Avoiding budget overruns (by setting usage limits)

- Real-time usage confirmation (visualizing expenditures)

As cashless transactions in expense management and intercompany payments continue to grow, companies face urgent challenges in expense management efficiency, fraud prevention, and security. Leveraging our long-standing experience as a bank-affiliated credit card company, we will promote online processing, operational efficiency, enhanced integration with expense settlement and accounting systems, and advanced data utilization through 'SMBC Purchase Plus' and our corporate card services, providing customers with safe, secure, and user-friendly services.

Request materials here: https://houjin.smbc-card.com/downloadlist/wp_corp_purchaseplus

[Finally]

SMBC Card provides end-to-end support for customers, from consultation on corporate card adoption to post-implementation follow-up.

※Our corporate card adoption rate among domestic listed companies is 59.5% (as of February 2025)