Why didn't the person get a pension after 28 years of payments?

Pension eligibility requires specific conditions, and death before retirement may only qualify for survivor benefits.

What are the 3 cases where pensions can be forfeited?

1) Insufficient contribution period, 2) Failure to apply, 3) Not meeting conditions at time of death.

What is the 'hidden benefit' mentioned?

It refers to unclaimed payments like special survivor allowances or death grants under National Pension.

Who can claim these hidden benefits?

Survivors or legal heirs must file the application after the insured person's death.

How can people avoid missing these benefits?

Regularly check pension records and consult experts to confirm eligibility.

3 Types of People at Risk of Losing Their Pension? Full Breakdown of Retirement Traps! Paid for 28 Years but Got Nothing?

Published Jul 27, 2026 7:00 PM ・ Updated Jul 27, 2026 7:19 PM ・ 3 min read ・ Source: PR Times

A 54-year-old man paid into labor and national insurance for 28 years but received nothing after dying due to nasopharyngeal cancer. His family only received ¥98,000 in funeral benefits. Labor insurance expert Cheng Cheng-Yi reveals three types of people at risk of losing their pensions and uncovers hidden benefits worth up to ¥1.18 million.

Do you assume that paying premiums on time guarantees you’ll receive pension benefits when you retire? One person paid into labor and national insurance for a total of 28 years—yet ended up receiving nothing! Today, we’ve invited labor insurance expert Cheng Cheng-Yi to reveal a hidden benefit that most people don’t know about and warn you: three types of people need to be cautious, or your retirement funds could be confiscated!

Paid Labor + National Insurance for 28 Years—But Got Nothing? Expert Reveals How to Claim Back ¥1.18 Million!

A 54-year-old single man worked hard for 28 years, paying his insurance premiums, but was forced to leave his job five years ago due to worsening nasopharyngeal cancer, interrupting his labor insurance coverage. Sadly, he passed away, and his family legally received only ¥98,000 in national insurance funeral benefits—sparking widespread discussion about pension security. In this episode, labor insurance expert Cheng Cheng-Yi analyzes this real case and reveals a little-known hidden benefit.

Beware the Pension Confiscation Crisis! Three Scenarios Could Lead to Forced Withdrawal?

Many people work hard and pay labor insurance their entire lives, only to fear that a simple oversight of legal restrictions could result in their pension being fully confiscated when they apply. Cheng Cheng-Yi will name three types of people who must be especially vigilant—because a small mistake could mean your retirement savings are at risk of being seized!

More details in 'After Work Economics,' hosted by Hsieh Che-ching, Tsai Shang-hua, and labor insurance expert Cheng Cheng-Yi, who will uncover the secrets behind labor insurance.

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Source: PR Times
Category: News

3 Types of People at Risk of Losing Their Pension? Full Breakdown of Retirement Traps! Paid for 28 Years but Got Nothing?

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