How long can Taiwanese people live on average? The Ministry of the Interior's newly released '114th Simple Life Table' shows that the average life expectancy of Taiwanese people has reached 81.27 years, with men averaging 77.93 years and women 84.75 years, a difference of 6.82 years. As the life expectancy of Taiwanese people increases, retirement life also faces new planning challenges. For those preparing for retirement, in addition to being concerned about retirement income, they also need to consider the possible duration of future life, health care, and long-term financial arrangements. Ministry of the Interior Life Table Released: Taiwanese Average Life Expectancy Exceeds 81 Years The Ministry of the Interior released the '114th Simple Life Table,' which indicates that the average life expectancy of Taiwanese people is 81.27 years, an increase of 0.50 years from the previous year. By gender, the average life expectancy for men is 77.93 years, while for women it is 84.75 years, a difference of 6.82 years. The Ministry of the Interior's life table is compiled based on population death data and population structure statistics to present the overall population life expectancy trend. It should be noted that average life expectancy represents the expected years of survival at birth and does not mean that everyone will die at the same age. Women's average life expectancy is longer, and retirement planning time also needs to be extended The gender gap in life expectancy also reflects differences in retirement life planning. However, average life expectancy and 'how long can you live after retirement' are not the same concept. Average life expectancy is mainly used to observe the overall population life expectancy, and for those who have already reached a certain age, if you want to assess how long you might live in the future, you should refer to the 'average remaining life' in the life table. For example, the future living time of the 65-year-old group should be based on the average remaining life at 65, not directly subtracting 65 from the average life expectancy at birth. Therefore, retirement preparation, in addition to calculating the source of retirement income, also needs to include a longer retirement life time, medical expenses, and care needs in the planning. The 114th Life Table Reveals County Life Expectancy Differences, Taipei City Has the Highest In addition to the gender gap, the '114th Simple Life Table' released by the Ministry of the Interior also shows differences in average life expectancy among different counties and cities. The data shows that the average life expectancy in Taipei City is 83.98 years, the highest in the 114th Simple Life Table data released; the average life expectancy in Taitung County is 76.49 years, a difference of over 7 years. Increased average life expectancy, retirees need to face longer life planning Taiwan's average life expectancy exceeding 81 years also means that retirement planning cannot only look at short-term income but needs to consider more long-term life arrangements. In addition to daily expenses, post-retirement living expenses may also include medical, care, and living quality maintenance costs. Currently, the main sources of retirement security in Taiwan include labor insurance old-age benefits, labor retirement pensions, and personal retirement preparation. For retirees, how to make retirement income support longer-term living needs has become an important issue in an aging society. Reference Data Ministry of the Interior Household Registration Office, '114th Simple Life Table' Ministry of the Interior Statistics Office, Population and Life Table Related Statistics

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  • Source: PR Times
  • Category: 调查